How the service works

A financial practitioner will conduct a full review of your investments and current circumstances. They will also answer any questions which arise when exploring your options. They will establish your risk profile, timescale for investment and specific requirements such as planning to minimise inheritance tax or increase income, and select a portfolio to fit your requirements. Your portfolio will then be monitored to ensure it continues to meet your aims and reflects your attitude to risk.

Professional management

Day-to-day, the running of your portfolio will be managed by our award-winning investment team headed by Lee Gardhouse. This combined expertise means you can have complete peace of mind your investments are in safe hands, now and in the future.

Competitive charges

There is an initial fee of 1% for the Portfolio Management Service with an additional annual charge of 0.365% +VAT. Fund charges are kept as low as possible in four key ways:

• Initial fund charges are discounted by up to 5.5%.
• We’re often able to purchase institutional classes of funds, unavailable to private investors, with lower annual charges.
• Annual commission from fund managers may be used to reduce annual fund charges by, on average, around 0.5%.
• Funds are screened and selected as long term investments to cut out the cost associated with frequent fund switches.

Low initial and annual charges mean more of your money stays invested.

Easy to monitor

You can easily review and monitor the performance of your investments with online access. Plus, receive twice yearly statements including a market overview, and assessment of the funds your hold. Your April valuation will include a tax schedule to help you complete your tax return.

Save tax

Your financial practitioner will maximise your tax allowances – making use of ISAs, SIPPs and offshore bonds.

Contact us about financial advice