Can I get a better rate if I'm a smoker?

If you smoke cigarettes regularly and have done so for the past 10 years make sure you declare this when completing a quote as it may mean you qualify for an improved rate.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website is not personal advice based on your circumstances. So you can make informed decisions for yourself we aim to provide you with the best information, best service and best prices. If you are unsure about the suitability of an investment please contact us for advice.

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