Hargreaves Lansdown
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Is my annuity rate guaranteed?

  • We do everything possible to ensure you get the same annuity rate as when you received your annuity illustration; however annuity companies do change their rates.
  • View a summary of annuity quote expiry terms.
  • If the funds are not transferred from your pension provider to your annuity company during that guarantee time and the annuity rates have changed, then your annuity will also change.
  • It is therefore important that you try to return the appropriate forms and applications to us as soon as possible after receiving them.


Hargreaves Lansdown is authorised and regulated by the Financial Conduct Authority.

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