Do I have to decide where to invest my money straightaway?

No. You can hold all or part of your Vantage SIPP as cash until you choose where to invest.
The Vantage SIPP can provide a gross rate of interest on the cash value.
There are no costs for holding cash within the Vantage SIPP.

Before applying, please understand the risks and features of the Vantage SIPP.

More information about the Vantage SIPP

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website is not personal advice based on your circumstances. So you can make informed decisions for yourself we aim to provide you with the best information, best service and best prices. If you are unsure about the suitability of an investment please contact us for advice.

Hargreaves Lansdown is authorised and regulated by the Financial Services Authority.