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Stocks and Shares ISA

Stocks & Shares ISA

Shelter up to £15,240 this tax year within our award-winning ISA

Open an ISA Transfer existing ISAs

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Important information - please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

Whether you're investing for the first time, or you're a seasoned investor, the Vantage Stocks & Shares ISA offers an easy-to-manage, tax-efficient solution giving you access to a wide range of investments and tools.

You can choose your own investments from all the leading fund managers, or invest in shares, investment trusts, corporate bonds, gilts or ETFs. Alternatively, simply open your stocks and shares ISA (sometimes referred to as an investment ISA), hold cash and decide where to invest later.

Benefits of the Vantage Stocks & Shares ISA

  • Save tax - no capital gains tax and no further tax to pay on income from your ISA investments
  • Access your money at any time
  • Invest with a financially secure, FTSE 100 company
  • Open your ISA with a lump sum from £100, or start a monthly direct debit from just £25 per month
  • Top up your account in just a few minutes with a debit card

Open a Stocks & Shares ISA

Stocks & Shares ISA investment options

A ready-made ISA portfolio provides a hassle-free and tax efficient way to invest, with a low minimum investment of £1,000. You can hold other ISA investments alongside your ready-made portfolio if you wish.

Why choose a ready-made ISA portfolio?

  • A simpler way to invest
    Easy to get started - you choose from six pre-built portfolios; each with a different investment goal and level of risk.
  • Leave it to the experts
    Built using our own range of funds, a ready-made ISA portfolio leaves the day-to-day management to leading fund managers.
  • Keep on track
    Our investment team will regularly rebalance the portfolio, selling a little of what has done well and reinvesting it elsewhere - helping to increase performance potential whilst spreading the risk.

Start a ready-made ISA portfolio today

All you'll need is a debit card and your National Insurance Number

Invest in a ready-made ISA

Our do-it-yourself stocks and shares ISA places you firmly in control, with a wide investment choice and a variety of tools to assist you with your investment decisions.

Where can you invest?

  • Funds
    Over 2,500 funds available with no charge when you buy and sell funds, plus a low-cost reinvestment service.
  • Shares
    Choose from shares listed on the UK, US, Canadian and European stock markets. Buy or sell shares from £11.95 per trade online, and frequent traders can pay as little as £5.95 per trade.
  • Corporate and government bonds, ETFs and investment trusts

Open your ISA in under 5 minutes

All you'll need is a debit card and your National Insurance number

Open a Stocks & Shares ISA

Help choosing your own investments

Select your own investments from our research team's Wealth 150 list of favourite funds or use our master portfolio tool to build your own balanced investment portfolio.

Help choosing funds

Our latest investment ideas

Fund name OCF/TER after HL saving
HL Multi-Manager Income & Growth Trust 1.33%
CF Woodford Equity Income 0.60%
HL Multi-Manager Asia & Emerging Markets 1.65%

View our latest ISA investment ideas

Open a Stocks & Shares ISA

Frequently asked questions about the Stocks and Shares ISA


  • The charge to hold funds is tiered within the Stocks & Shares ISA:

    • 0.45% per annum on the first £250,000 of funds
    • 0.25% on the value of funds between £250,000 and £1m
    • 0.1% on the value of funds between £1m and £2m
    • No charge on the value of funds over £2m

    The annual charge to hold shares, bonds, Investment Trusts, ETFs or gilts in the Vantage Stocks & Shares ISA is 0.45% (capped at £45 per annum)

    For further information please view the ISA charges and interest rates page.


  • Yes. In order to transfer shares into an ISA they must be sold and then bought back within the ISA wrapper. This is known as a Bed & ISA.


  • There is no charge for buying, selling or switching funds within your ISA. All you will pay is the initial charge of the fund less any discount we offer (please refer to the factsheet of your chosen fund for more information). Share dealing within your ISA is subject to our stockbroking tariff, please see our ISA charges for details.


  • The Vantage Stocks & Shares ISA allows you to invest in a wide range of investments including unit trusts and OEICs, shares, investment trusts, ETFs, corporate bonds and gilts.

    Find out more about where you can invest

    The Vantage Service is designed for investors who are happy to make their own investment choices, but if you are unsure where to invest, please see our ISA investment ideas for help.


  • Your Stocks and Shares ISA can be set up to treat income in one of three ways:

    • Reinvested: We will automatically reinvest income for funds, shares and other investments when it reaches £10 per holding. A dealing commission of 1% will apply (£1 minimum, £10 maximum).
    • Held on account: Income will be held on your account pending your further investment instructions.
    • Paid out as income: Income will be paid out directly to a nominated bank/building society account. This payment will be made within ten working days of the end of each month.

    The instruction you give will apply to all income paying holdings within your Vantage Stocks & Shares ISA.


View more Stocks and Shares ISA FAQs

Open a Stocks & Shares ISA

Open an account online in less than 5 minutes


Choose from a wide range of funds, shares, ETFs and more


Free live share prices for online account holders


Access to super low-cost funds and share dealing


Manage your account online or using our free mobile and tablet apps


Expert Bristol-based helpdesk

Have a question?Have a question?

0117 900 9000

Get your free ISA guideIf you would like to find out more about ISAs and how to invest, claim your copy of our free guide to investing in ISAs. Request your free guide

What our clients say

This is my first venture into a stocks and shares ISA. I needed something easy to understand and this fitted the bill perfectly.

Mr Hill,Bedford

I find the service very good. The web site is excellent and generally precludes the need for direct contact.

Mr Webster, Frodsham

I like how easy it is - from crediting the account using my bank debit card through to choosing which funds to invest in. I also like the 1 page summary of all my investments making it clear which ones are performing and which are not.

Mrs Knox, Hawick

Good value for money, much cheaper AND better than other comparable brokers and banks - also good internet accessibility of all services.

Mrs Radeke-Beushausen, London