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The truth about financial advice

17 April 2018

No news or research item is a personal recommendation to deal. All investments can fall as well as rise in value so you could get back less than you invest.

We hear a lot of misconceptions about financial advice.

To address these, we introduced our one-off, and telephone advice, services. We can now give all our clients a better understanding of the real role of financial advice – and how it can improve their lives.

Here are just five of the common myths and misunderstandings we hear:

I’ll get tied into an annual charge

You don’t need to be locked into an annual charge to get the benefits of advice. We’ll never automatically tie you into ongoing advice.

Advice is on your terms. With us, you choose, and you have control. Whether you need a little advice or a lot.

Financial advice will take a lot of my time

Modern life is busy. You don’t need to take a day off work or travel miles to get personal advice.

Most advice can be taken over the phone at a time that suits you. From the first call to recommendations, it’s a quick and simple process. And you can rely on the quality.

Find out more about advice over the phone

Financial advisers only give investment advice

What good is it to choose the right investments if your returns are swallowed by taxes?

A good financial adviser will look at your goals and needs first, and investments later. From mapping out what your retirement could look like to ensuring you’re making the most of your tax allowances, an adviser will help you make the most of your money.

Only wealthy people need a financial adviser

Advice can be just as valuable, if not more so, when accumulating wealth, than when you have already built it.

Whether considered wealthy or not, advice could help you make more of what you have. As well as help you plan for those important events like retirement.

Find out more about our areas of advice

Financial advice is expensive

An adviser can actually help you save money. They’ll review your current arrangements and show you how you can potentially cut costs.

And with us, advice starts from £495 +VAT for telephone advice, so it’s among the best value in the market.

Find out more about our advice charges

Want to know more?

If you’d like to find out more about financial advice with HL, give us a call. Our advisory helpdesk will discuss your options. If it’s only information you need, rest assured there’s no charge. But whatever your needs, we‘ll help you find the best options at the best value.

If it looks like taking advice is right for you, we’ll book your free initial consultation with a specialist. There’s no pressure to take advice, but if you choose to do so there will be a charge. No personal advice will be given in the initial consultation.

Book your call back today or give our advisory helpdesk a call on 0117 317 1690.

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Investment notes
No news or research item is a personal recommendation to deal. All investments can fall as well as rise in value so you could get back less than you invest.
Share via email Share on Facebook Share on Twitter Share on Linkedin