Enhanced annuities
Could you enhance your annuity?
Do you smoke?
Do you suffer from a medical condition?
Are you currently taking prescribed medication?
If your answer is yes and your pension fund is over
£10,000 request your medical questionnaire today to
find out if you could enhance your annuity income.
You don't have to be seriously ill to qualify
Thousands of people miss out on an enhanced annuity because they're not aware their lifestyle or medical conditions could significantly increase their annuity income.
If you smoke, suffer from ill health or currently take any prescribed medication and your pension fund is over £10,000 you could increase your income.
To find out how much more income you could receive, simply download and complete your confidential medical questionnaire and return it to us at the FREEPOST address provided.1,500 conditions could enhance your annuity
There are over 1,500 conditions that could make you eligible for an increased annuity income. A handful is listed below, but there are many more.
- Diabetes
- Cancer
- High cholesterol
- Parkinson's disease
- High blood pressure
- Stroke
- Heart attack
- Angina
What might the enhancements be?
Below we have illustrated by how much certain medical and lifestyle conditions can increase an annuity. The information relates to a male aged 65 with a fund of £25,000. The annuity is single life and level, with a five year guarantee, paid monthly in advance.
Source: HL Annuity Supermarket and Just Retirement, 20 October 2011.
If you're unsure about whether you qualify for an enhanced annuity, please don't hesitate to contact one of our annuity specialists on 0117 980 9940 and they'll be happy to answer your questions.
Alternatively, please request your confidential medical questionnaire below, fill in your information and return it to us FREEPOST. We shall then try to get you an even better annuity rate, before contacting you to let you know the outcome.
Important information
Annuity rates can change regularly and may go up or down in the future. Quotes are guaranteed for a limited time only. Once set up, an annuity cannot normally be changed or cancelled, so it is important to consider all your options carefully.
Have a question about your annuity?
If you would like more information please don't hesitate to contact one of our annuity specialists on:
0117 980 9940
- Mon - Thu:
- 8am - 7pm
- Fri:
- 8am - 6pm
- Sat:
- 9:30am - 12:30pm
Client case study: Annuity increase of £550 a year
Mr Anderson enhanced his annuity by an extra £550 per year due to taking blood pressure medication.
Client case study:
Mr Anderson, Lancashire
I initially shopped around with the help of the online annuity engine on the Hargreaves Lansdown website. This allowed me to identify the most competitive annuity providers. I found the website extremely easy to use. I then spoke with one of their annuity experts on the telephone.
It was at this point that they made me aware that the medication I take to control blood pressure would have a positive influence on the annuity rate. I had not been aware of this previously. I did not expect there to be such a significant uplift in the rate I could obtain. However, having declared the name of my medication, Hargreaves Lansdown identified a provider who specialises in enhanced rates based on my medical history. They offered me £550 per year more than the most competitive standard rates I had expected to receive. A huge uplift that will benefit me for the rest of my life.
Hargreaves Lansdown sent everything I needed in order to secure the rate by first class post. The forms were easy to complete and Hargreaves Lansdown handled the whole process for me. If ever I had a query I just called the Hargreaves Lansdown annuity Helpdesk who answered all my queries. All in all, I am very pleased. I have already recommended their service to my friends.
Client review
You handled my request very professionally and found me a provider who came up with 60% more annuity than my own provider due to my type 2 diabetes. This has made a big difference to my lifestyle and all I did was sign the form.
Mr Lloyd, Suffolk
