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What happens to your ISA when you die?

What happens to your ISAs when you die?

In his 2014 Autumn Statement George Osborne announced that accumulated ISA benefits could be passed on to a surviving spouse or civil partner on death. Download this free factsheet now to find out about the new rules. This guide is not personalised advice.

This guide is not personalised advice. Please remember tax rules can change and the value of the tax benefits will depend on your circumstances. The value of investments can fall as well as rise so you could get back less than you invest.

Hargreaves Lansdown PLC group companies will usually send you further information by post and/or email about our products and services. If you would prefer not to receive this, please do let us know. Your personal data will remain confidential, and will never be passed to any other company, unless required by law.

Could your spouse or civil partner inherit your ISA tax benefits when you die?

These new rules mean you can now build up your ISA portfolio knowing you can pass on any accumulated benefits to a spouse or civil partner on death. Certain rules and time limits apply for using any allowance, so we have produced this free factsheet to explain everything you need to know, including:

  • How the new rules work, and how you could benefit
  • What the time limits are for using the inherited ISA allowance
  • How to make use of any additional ISA allowance with either cash or inherited investments
  • How to make your ISAs easier to administer as part of your estate

This guide is not personalised advice. Please remember tax rules can change and the value of the tax benefits will depend on your circumstances. The value of investments can fall as well as rise so you could get back less than you invest.

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