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BMO MM Lifestyle 4 Inclusive - Class A - Accumulation (GBP)

Sell:135.80p Buy:135.80p Change: No change
Prices as at 22 July 2019
Sell:135.80p
Buy:135.80p
Change: No change
You can buy or sell holdings in this fund through an ISA, Lifetime ISA, SIPP or Fund & Share Account
Prices as at 22 July 2019
Sell:135.80p
Buy:135.80p
Change: No change
Prices as at 22 July 2019
You can buy or sell holdings in this fund through an ISA, Lifetime ISA, SIPP or Fund & Share Account
The selling price currently displayed is higher than the buying price. This can occur temporarily for a variety of reasons; shortly before the market opens, after the market closes or because of extraordinary price volatility during the trading day.

Charges and Savings

Initial charges
Initial charge: 5.00%
Initial saving from HL: 5.00%
HL dealing charge: Free
Net initial charge: 0.00%
Annual charges
Performance fee: No  
Ongoing charge (OCF/TER): 1.99%
Ongoing saving from HL: 0.80% i
Net ongoing charge: 1.19%
There are other unit types of this fund available:
Class B - Income (GBP) (Net ongoing charge 1.01%)
Class B - Accumulation (GBP) (Net ongoing charge 1.01%)

In some cases the ongoing savings are provided by our loyalty bonus. Loyalty bonuses are tax-free in an ISA or SIPP. However, they may be subject to tax in a Fund & Share Account which would, in effect, reduce their value and increase the net ongoing charge.


Other Information

Unit type: Inclusive
Manager:
Multi Manager Team
Fund launch date: 30 March 2007
Launch price: £1.00
Sector: Volatility Managed
Fund size: £290 million
Number of holdings: 35
Fund type: OEIC
Accumulation/income: Accumulation
Dealing frequency: Daily
Valuation point: 12:00
Trustee: State Street Trustees Limited
Minimum investment: £100.00
Charges deducted from: Income
Available in a regular savings plan: Yes
Minimum regular savings value: £25.00

Performance

22/07/14 to 22/07/15 22/07/15 to 22/07/16 22/07/16 to 22/07/17 22/07/17 to 22/07/18 22/07/18 to 22/07/19
Annual return 7.76% 2.69% 8.53% 3.66% 1.95%

Please remember past performance is not a guide to future returns. Where no data is shown, figures are not available. This information is provided to help you choose your own investments, remember they can fall as well as rise in value so you may not get back the original amount invested.

View fund chart

Our view on this fund

The Wealth 50 is the list of what we believe are the best funds in each sector. If a fund is not within our Wealth 50 this is not necessarily a recommendation to sell. However, if you are thinking of adding to your investments we believe Wealth 50 funds are superior alternatives. View funds on the Wealth 50 »

Fund Objective

The objective is to provide capital growth. The Manager seeks to achieve this by investing mainly in authorised and recognised collective investment schemes. The schemes will cover a wide spread of UK and international equity, including emerging markets, and fixed interest assets including an element of currency exposure. Holders of the D shares may be eligible for investment protection. Details of this benefit and conditions for eligibility are available at www.fandc.com/lifestyle-investment-protection/. The ongoing charges figure for the share class D includes the cost of any group life policy taken out to provide the investment protection benefit as the premiums are paid out of the annual management charge.

Income Details

Historic yield : 0.80%
Income paid: Quarterly
Type of payment: Dividend
Ex-dividend date: 30 June 2019 30 September 2019 31 December 2019 31 March 2020
Payment date: 31 August 20194 30 November 20194 28 February 20204 31 May 20204

This data is provided by Funds Library. HL accepts no responsibility for its accuracy and you should independently check data before making any investment decision. All yields are variable and not guaranteed. Information correct as at 30 June 2019.

Security Weight
Royal London Sterling Credit Class Z 7.13%
Allianz Index-Linked Gilt Fund Class E 6.38%
Janus Henderson Investors Strategic Bond Class I 5.22%
Lyxor Lyxor FTSE Actuaries UK Gilts (DR) UCITS ETF 4.45%
Man GLG Undervalued Assets Class D 4.33%
Liontrust Strategic Bond Class M 4.28%
MERIAN GLOBAL INVESTORS SERIES MERIAN NTH AM EQ P2 GBP INC 4.14%
Majedie UK Income Class X 3.94%
BMO FTSE All-Share Tracker 4 3.48%
Majedie US Equity Class Z 3.36%
Sector Weight
Bonds 27.96%
Managed Funds 20.95%
Cash and Equiv. 9.97%
Real Estate Investment Trusts 5.65%
Non-Renewable Energy 3.38%
Non-Classified 2.72%
Banks 2.71%
Pharmaceuticals,Biotechnology & Marijuana Producers 1.89%
Software & Computer Services 1.71%
Commodities 1.54%
Country Weight
United Kingdom 31.06%
Managed Funds 20.95%
United States 14.23%
Cash and Equiv. 10.05%
Direct Property and REITs 5.59%
Japan 3.93%
Commodities 1.54%
France 1.45%
Ireland 1.28%
Netherlands 1.24%

Data policy - All information should be used for indicative purposes only. You should independently check data before making any investment decision. HL cannot guarantee that the data is accurate or complete, and accepts no responsibility for how it may be used. Prices provided by Morningstar, correct as at 22 July 2019. Data provided by Funds Library, correct as at 31 May 2019.

FundsLibrary
You can buy or sell holdings in this fund through an ISA, Lifetime ISA, SIPP or Fund & Share Account

4 If you elect to receive the income from a Vantage ISA or Vantage Fund & Share Account, we will collect any dividends for you and then pay them directly into your bank account within the first 10 working days of the following month.