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A ready-made solution for your ISA

Not sure where to invest? Let our experts decide.

Important notes

This article isn’t personal advice. If you’re not sure whether an investment is right for you please seek advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in.

Not sure where to invest? Let our experts decide

The tax year ends on 5 April, so time is running out to make the most of this year's ISA allowance. With UK taxes at a 30-year high – and strong evidence they could rise further – using your ISA allowance could be more valuable than ever.

Stocks and Shares ISAs offer a simple and tax-efficient way to invest. Once investments are held in an ISA, they’ll be sheltered from UK tax. There’s no UK tax to pay on income and all gains are tax free. Paying less tax means higher returns for you, although tax rules can change and benefits depend on your circumstances.

More about Stocks and Shares ISAs

Taking advantage of your ISA allowance might seem like an easy decision. But choosing where to invest can seem daunting.

Lots of investors don’t have the time, desire or confidence to pick their own investments.

Our ready-made ISA portfolios could offer a solution.

By choosing to invest, you could give yourself a better chance of growing your money over the long term. The sooner you get started, the more time your investments have to help with your future plans.

Whilst these portfolios aren’t designed specifically for ISAs, they can be held within an ISA.

Learn more about ready-made ISA portfolios

Ready-made ISA portfolios explained

Built and managed by our experts, our ready-made ISA portfolios let you leave the day-to-day investment decisions to a team of professionals.

Your money will be invested across different assets and countries, using our HL Multi-Manager funds. These funds invest with a selection of our favourite fund managers who invest in the UK and abroad.

As well as a dedicated and experienced team to look after the investment decisions, our ready-made ISA portfolios also offer:

  • Balance You’ll get a diversified ISA immediately. Each ready-made portfolio invests in different areas, to manage risk.
  • Ongoing management We’ll rebalance the portfolios every six months to make sure everything’s on track towards the original portfolio objective.
  • Great value All you pay for is the underlying funds’ ongoing charges and the HL annual charge of up to 0.45% a year. You don’t pay anything extra for this service.

The ready-made portfolios are perfect for me and my wife... I can now sleep more easily at night.

MR HASTINGS, Devon

Remember that even with experts managing the investments in the portfolio, the value can fall as well as rise, so you could still get back less than you invest.

You’ll also need to regularly review your portfolio to make sure it continues to meet your needs.

Learn more about ready-made ISA portfolios

Get started today

It takes minutes to get started with a ready-made portfolio in an ISA. You’ll just need to answer two questions, to make sure you pick the portfolio that best matches your needs and attitude to risk.

Please make sure you read and understand our terms and conditions (including tariff of charges) and key features before you apply. You can also find out more about the HL Stocks and Shares ISA before applying.

Choose a ready-made ISA portfolios

This article isn’t personal advice. If you’re not sure if an investment is right for you, please seek advice. The HL Multi-Manager funds are managed by our sister company HL Fund Managers.

Important notes

This article isn’t personal advice. If you’re not sure whether an investment is right for you please seek advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in.

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