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  • Why invest early?

    We offer three of our latest investment ideas to help get you started this tax year.

    Important notes

    This article isn’t personal advice. If you’re not sure whether an investment is right for you please seek advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in.

    • Immediately shelter investments from UK tax
    • With the dividend allowance falling from £5,000 to £2,000, tax-efficient wrappers have become even more valuable
    • Investing sooner in the year gives more opportunity to grow your money

    With new ISA and SIPP allowances to take advantage of, we offer three of our latest investment ideas to help get you started this tax year.

    Investment ideas reflect our experts’ latest views and opinions. We’ve carefully chosen funds that could perform well in the current market, in our view. Investments fall as well as rise in value and you could get back less than you invest. Remember once held in a pension money is not usually accessible until age 55 (rising to 57 from 2028). Tax rules can change and any benefits depend on individual circumstances.

    Investment ideas are not personal advice or a recommendation to invest. If you’re unsure about the suitability of an investment please seek advice.

    Find out more about the benefits of investing now, rather than waiting

    Latest investment ideas:

    HL Multi-Manager Income & Growth

    The UK is currently the world’s most unloved major stock market. Investors could be rewarded while they wait for it to return to favour. The HL Multi-Manager Income & Growth Trust currently offers a yield of 4.2% (not a reliable indicator of future income) and combines some of our favourite funds into a single investment, looked after by our expert team. We monitor the funds and make any changes on your behalf and think a multi-manager approach more than makes up for the additional charges involved. The fund is managed by our sister company, HL Fund Managers Ltd.

    More about this fund

    M&G Global Macro Bond

    Bonds can offer useful diversification to a portfolio focussed on shares, and the M&G Global Macro Bond Fund is our favourite way to invest in global bonds. It has the flexibility to invest around the world, maximising opportunities.

    More about this fund

    Legal & General International Index Trust

    A simple, low-cost option for investing outside the UK. The fund has investments in over 2,300 companies across the world.

    More about this fund

    Important notes

    This article isn’t personal advice. If you’re not sure whether an investment is right for you please seek advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in.

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