with our retirement experts
Important information: What you do with your pension is an important decision that you might not be able to change. You should check you're making the right decision for your circumstances and that you understand all your options and their risks. This isn’t personal advice. If you're at all unsure, please seek advice. Tax rules can change and benefits depend on your circumstances. Investments go down in value as well as up so you could get back less than you invest. Before transferring please check for loss of benefits and exit fees. Money in a pension is not usually accessible until age 55 (57 from 2028).
Being your own boss has its perks. You have the flexibility to fit work around your lifestyle. But it also means that saving and preparing for retirement becomes solely your responsibility.
If you work for yourself, you won’t benefit from an employer paying into a pension for you – making it even more important to set aside some money for your future.
Thankfully, there are a number of ways you can save for retirement tax efficiently.
To help you secure the best financial future and get ready for retirement, our experts are hosting a number of free webinars designed especially for business owners.
Choose your webinar: book your time
Select your preferred time and we’ll send you a link to join on any device from the comfort of your own home. Spaces are limited, but you can sign up to as many as you like.
During the webinars we’ll give you useful tips and information, but we won’t give you personal advice. If you’re not sure of the right course of action for your circumstances, please seek advice.
Pensions for business owners - 26 April 2021
Saving into a pension can bring significant tax advantages if you work for yourself. To help you get to grips with the basics, our experts cover:
- How much you should consider saving towards retirement
- The basics around investing and how to choose your own investments
- How pensions work if you’re self-employed or own a limited company
- The different options for saving for the future
Financial Wellbeing Specialist
Choose your time
26 April 2021 at 2:00 PM
State Pension - 27 April 2021
If you’ve sufficient qualifying years on your National Insurance record, you could be entitled to the State Pension when you retire. In this session we cover:
- How much State Pension income you could receive
- The increases to the State Pension
- What happens if you decide to defer your State Pension
- How contracting out works
- How the State Pension could work if you’re planning to retire abroad
Consolidating your pensions - 29 April 2021
You might want to consider consolidating your pensions into one easy-to-manage place. This could help to give you a clearer view of how much you’ve saved and what you’re on track to get at retirement. But transferring a pension is a big decision and one that shouldn’t be taken lightly.
To help, we cover:
- What to watch out for before transferring a pension
- Reasons to transfer
- Common misconceptions about transferring
- How to find lost pensions
- A transfer checklist
If you’re thinking about transferring, please check you won't lose valuable guarantees or benefits or have to pay excessive exit fees.
Financial Wellbeing Specialist
Secure your space
29 April 2021 at 2:00 PM