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Free UFPLS illustration

If you are considering taking a lump sum withdrawal from your pension, requesting your free, personalised UFPLS illustration is the first step.

It will show you the potential effects of your chosen withdrawal on your remaining pension fund value, including:

  • What your fund value could potentially be in future years, based on assumed investment growth rates
  • The expected effect of charges on your fund value over time

Once you request your illustration there is no obligation to proceed. We will also send you our guide to taking lump sums from the Vantage SIPP, explaining the benefits and risks, and we will outline the next steps should you want to proceed.

Important information: What you do with your pension is an important decision that you may not be able to change. You should check you're making the right decision for your circumstances and that you understand your options and the risks. Taking a lump sum is a higher risk option than an annuity. The government's free and impartial Pension Wise service can help you and we can offer you advice. The information on our website is not personal advice.

Pension details

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How much you take as a lump sum is entirely down to you. There is no requirement to take all of your pension in one go. Deciding how much you withdraw is an important consideration. It will affect the amount of tax you pay. Keeping the fund invested creates the potential for growth but taking lump sums out will reduce what is left to provide income in future, particularly if your investments perform badly or you take too much out.

Your illustration will assume you are eligible to receive 25% of your withdrawal as tax-free cash. Further details on eligibility can be found in our guide to taking lump sums from the Vantage SIPP.

Investment options

If you know where you'd like to invest your remaining pension, please select your investments below, and your illustration will be based on these investments. If you're unsure, or would rather not invest your pension straight away, please select 'hold as cash'. Please note, the investments you choose below are for your illustration only. They are not an investment instruction.

Investments Amount

Personal details


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This literature is for UK investors only. We are not authorised to send our literature to areas outside the jurisdiction of UK regulation and will be unable to send this literature to any address in the Channel Islands or outside the UK.

Important information: What you do with your pension is an important decision that you may not be able to change. You should check you're making the right decision for your circumstances and that you understand your options and the risks. Taking a lump sum is a higher risk option than an annuity. The government's free and impartial Pension Wise service can help you and we can offer you advice. The information on our website is not personal advice.