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Free webinars
with our retirement experts

Important information - What you do with your pension is an important decision that you might not be able to change. You should check you're making the right decision for your circumstances and that you understand all your options and their risks. The government's free and impartial Pension Wise service can help you and we can offer you advice if you’d like it. The information on our website isn’t personal advice. Tax rules can change and benefits depend on your circumstances. Investments go down in value as well as up so you could get back less than you invest. Before transferring please check for loss of benefits and exit fees. Money in a pension is not usually accessible until age 55 (57 from 2028).

Over the past few decades the road to retirement has changed significantly. In most cases, there’s no set date for giving up work or accessing your pension savings anymore. We’re also living longer and healthier lives, which is great but that means our hard-earned pension savings need to last longer too. Taking the time to get yourself and your finances retirement-ready is essential.

To help jump-start your retirement plans, our experts are hosting five free webinars on a number of different topics, all designed to help you to build your knowledge so you can make your own decisions with confidence.

All you need to do is choose your webinar and your preferred time and we’ll send you a link to join on any device from the comfort of your own home. Spaces are limited, but you can sign up to as many as you like.

During the webinars we’ll give you useful tips and information, but we won’t give you personal advice. If you’re not sure of the right course of action for your circumstances, please seek advice.

Choose your webinar: book your time

Accessing Tax Free Cash - 24 August 2020

You can usually take up to 25% of your pension completely tax free. But there are many misconceptions around how and when you can do this. To set the record straight, we explain everything you need to know, including;

  • The basics around how a pension works
  • What’s tax free and what happens to the rest
  • Your retirement options - including how to take your tax-free cash in stages
  • Questions investors should ask before taking money from a pension

Dominic Carroll
Financial Wellbeing Specialist

Choose your time

24 August 2020 at 10:00 AM


24 August 2020 at 2:00 PM


Lifetime Allowance - 25 August 2020

There’s a limit on how much you can build up in pensions throughout your lifetime without getting a tax charge. This limit is known as the lifetime allowance which is £1,073,100 (for the tax year 2020/21).

Our experts explain what you can do to reduce the tax sting, and also cover;

  • How it’s measured and how to work out how much you’ve used
  • The tax charge if you go over the lifetime allowance
  • How to apply for protection

Dominic Carroll
Financial Wellbeing Specialist

Choose your time

25 August 2020 at 10:00 AM


25 August 2020 at 2:00 PM


Consolidating your pensions - 27 August 2020

As you approach retirement you might want to consider consolidating your pensions into one easy-to-manage place. This could help to give you a clearer view of how much you’ve saved and what you’re on track to get at retirement. But transferring a pension is a big decision and is one that shouldn’t be taken lightly.

To help, we cover;

  • What to watch out for before transferring a pension
  • Reasons to transfer
  • Common misconceptions about transferring
  • How to find lost pensions
  • A transfer checklist

If you’re thinking about transferring, please check you won't lose valuable guarantees or benefits or have to pay excessive exit fees.

Rohan Batra
Financial Wellbeing Specialist

Choose your time

27 August 2020 at 10:00 AM


27 August 2020 at 2:00 PM


Understanding investing - 28 August 2020

If you’re happy to tie up your money for longer than five years, investing can get your cash working harder for you.

But unfortunately there’s no magic formula to becoming a good investor, and it can seem complicated if you’re new to investing.

To help you get to grips with the basics, we’ll cover;

  • Why people invest and how it can outperform cash
  • Risks you could face and how to combat them
  • How to choose an investment strategy
  • Help choosing investments

Remember though, unlike the security offered by cash, investments can fall as well as rise in value, so you could get back less than you invest.

Rohan Batra
Financial Wellbeing Specialist

Choose your time

28 August 2020 at 10:00 AM


28 August 2020 at 2:00 PM


Can't make it?

Don’t worry. You can find lots of useful information and online tools to help you prepare for your perfect retirement.

Find out more