Guide to pension tax relief
GUIDE TO PENSION TAX RELIEF
If you’re a UK resident under 75 you can get tax relief, even if you don’t pay tax.
Our straightforward guide isn't personal advice, but it gives a run-down on:
- How pension tax relief currently works
- How much you can contribute to maximise tax relief
- How some high earners could receive up to £81,000 in tax relief
- Restrictions affecting higher earners
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This isn’t personal advice, consider taking advice if you’re not sure. You can’t normally access money in a pension until age 55 (57 from 2028) when up to 25% is usually tax free and the rest taxable. Pension and tax rules can change and any benefits will depend on your circumstances.
If you’re a UK resident under 75 you can get tax relief, even if you don’t pay tax.
Our straightforward guide gives a run-down on:
- How pension tax relief currently works
- How much you can contribute to maximise tax relief
- How some high earners could receive up to £81,000 in tax relief
- Restrictions affecting higher earners
This isn’t personal advice, consider taking advice if you’re not sure. You can’t normally access money in a pension until age 55 (57 from 2028) when up to 25% is usually tax free and the rest taxable. Pension and tax rules can change and any benefits will depend on your circumstances.