

Stocks and Shares ISA
Grow your investments with this year’s Stocks and Shares ISA allowance
Important information - Stocks and Shares ISA investors need to be happy to make their own investment decisions, and understand that investments can go down as well as up in value, so you may get back less than you invest. The information on this page isn't personal advice - please ask us for investment advice if you’re not sure which investments are right for you. Tax rules for Stocks and Shares ISAs can change and their benefits depend on your circumstances. Before transferring please check for loss of benefits and excessive exit fees.
What is a Stocks and Shares ISA?
A Stocks and Shares ISA is an investment account that allows you to invest free from UK tax. And although investing is best for the long term, you can withdraw your money whenever you need to.
Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISA.
You can think of a Stocks and Shares ISA as a shopping basket. The investments you put in the basket are up to you, and the ISA shelters them from UK income tax and capital gains tax.
Discover a tax efficient way to grow your wealth with a Stocks and Shares ISA
How much can I invest in a Stocks and Shares ISA?
In the 2023/2024 tax year (6 April to 5 April) there’s a limited amount of money you can put in ISAs. This tax year the ISA allowance is £20,000.
Tax rules for ISAs can change and their benefits depend on your circumstances.
HL Stocks and Shares ISA charges
The annual charge for holding investments in an HL Stocks and Shares ISA is never more than 0.45%.
Your dealing and other charges will depend on the investments you choose.

Your ISA investment options
We offer a wide range of investments. You can pick from:
- Ready-made investments
- Over 3,000 funds
- UK and overseas shares
- Investment trusts
- Bonds
- Exchange-traded funds (ETFs) and more
How much could your ISA be worth?
Our ISA calculator can help you picture different scenarios. While it only provides examples, which aren’t guaranteed, you can experiment with different variables.
Change things like how much you expect to pay in each year, or the potential rate of investment growth. You might be surprised by the results.

Open a Stocks and Shares ISA
Once you've decided to invest your ISA allowance, it takes less than five minutes to get started. You'll just need a debit card and your national insurance number to hand. Remember that your investments can go down as well as up in value, so you may get back less than you invest.
Two simple ways to start a Stocks and Shares ISA
Open a new Stocks and Shares ISA
Get started from as little as £100.
- Make a one-off debit card payment and top up whenever you like
- Choose from a range of investments when you’re ready
- Ideas and support to help you get off to a great start
Set up a Direct Debit
Pay into a Stocks and Shares ISA from £25 each month.
- Invest automatically each month
- Start, stop, increase or decrease your Direct Debit whenever you like
- Ideas and support to help you get off to a great start
Want to transfer an existing ISA to us? Just let us know and we’ll take care of the rest. Transfer an ISA to us
Add money to your Stocks and Shares ISA
Add money now
Please read the ISA key features before adding money.
To add money with a debit card online or using the HL app, log in to your account and under 'Actions' choose 'Top up'. Then follow the instructions to enter your debit card details and make your payment.
You can also call us on 0117 980 9950 to add money to your ISA.
Set up a Direct Debit from £25 per month
Please read the ISA key features before adding money.
Invest monthly into your choice of funds, FTSE 350 shares, selected investment trusts and exchange-traded funds (ETFs).
You can start, stop, increase and decrease your Direct Debit whenever you like. Log in to your account and choose the 'Monthly savings' tab to get started.
Want to transfer an existing ISA to us? Just let us know and we’ll take care of the rest. Transfer an ISA to us
Join over 910,000 clients using an HL Stocks and Shares ISA
- Security - we're a FTSE 100 company and the largest investment platform in the UK for private investors, with £123 billion in assets under administration, and trusted by over one million clients
- Ease - check your Stocks and Shares ISA anytime online or with the HL app
- Expertise - investment ideas for your ISA from our expert analysts
- Award-winning - we've won over 200 awards, including Best Online Stockbroker 2022/2023 by the Personal Finance Awards, and Best Buy ISA 2023 from the Boring Money Best Buys Awards
- UK-based helpdesk - speak to our customer support team if you have any questions
- Personalised financial advice - plan and invest for a better future with the help of our flexible financial advice service
Easy to contact and information is made simple to understandMISS CARTER, Oxfordshire

New to investing?
Getting started could be easier than you think. Watch our videos to get to grips with the basics of investing.
Or download a Guide to ISAs to learn more about how investing in a Stocks and Shares ISAs works.
Learn more about Stocks and Shares ISAs
ISA Essentials

What is a Stocks and Shares ISA?
ISAs allow you to save and invest free from UK income and capital gains tax. Here, we look in more detail at what a Stocks and Shares ISA is.
6m read

5 myths about Stocks and Shares ISAs
We dispel five common myths about Stocks and Shares ISAs.
4m read

What are the different types of ISA?
Decide how to make the most of your ISA allowance by learning more about the different types of ISAs available.
5m read
I can speak to someone on the phone and everything is explained in a very helpful and easy to understand way.MR HARLEY

Boring Money Awards 2023

The Personal Finance Awards 2022/2023

Times Money Mentor 2022
Help and support
If you have any questions about the HL Stocks and Shares ISA, you can speak to one of our client support experts by calling 0117 900 9000.