Terms and Conditions
Please read our terms carefully and ensure you are happy with the contents before you apply to open an account or invest.
If you require clarification on any of these documents please contact us for further information.
HL Service
HL Service Terms and Conditions (current)
HL Service Terms and Conditions (from 6 April 2021)
HL Workplace Service Terms and Conditions (current)
HL Workplace Service Terms and Conditions (from 6 April 2021)
Online Service
Retirement Services
Annuity Service Terms and Conditions
Active Savings
Dealing Terms
Fund Dealing Terms and Conditions
Certificated Dealing Terms and Conditions
Portfolio Management Service
Portfolio Management Service Terms and Conditions
Currency Service
Currency Service Terms and Conditions