Terms & Conditions
Please read our terms carefully and ensure you are happy with the contents before you apply to open an account or invest.
If you require clarification on any of these documents please contact us for further information.
HL Service
HL Workplace Service Terms & Conditions
Online Service
Online Service Terms & Conditions
Retirement Services
Annuity Service & Retirement Planner Terms & Conditions
Active Savings
Dealing Terms
Certificated Dealing Terms & Conditions
Portfolio Management Service
Portfolio Management Service Terms & Conditions
Currency Service
Currency Service Terms & Conditions