Terms & Conditions
Please read our terms carefully and ensure you are happy with the contents before you apply to open an account or invest.
If you require clarification on any of these documents please contact us for further information.
HL Service
HL Service Terms & Conditions (current)
HL Service Terms & Conditions (from 1 January 2019)
HL Workplace Service Terms & Conditions (current)
HL Workplace Service Terms & Conditions (from 1 January 2019)
Online Service
Retirement Services
Annuity Service & Retirement Planner Terms & Conditions
Active Savings
Dealing Terms
Fund Dealing Terms & Conditions
Certificated Dealing Terms & Conditions
Portfolio Management Service
Portfolio Management Service Terms & Conditions (current)
Portfolio Management Service Terms & Conditions (1 January 2019)
Currency Service
Currency Service Terms & Conditions