Get tax-free investment returns

Pay no capital gains tax on investment returns with a Stocks and Shares ISA.

Active Savings and HL Cash ISA

Make earning more interest straightforward. Get great rates from multiple banks, all through one login.

2025 investment outlook and ideas

HL’s expert analysts have done the research. Discover their latest investment ideas.

Why choose HL?

Trusted by 1.9 million

Our clients trust us with over Β£155bn of their savings and investments.

Over 40 years

Helping people save and invest for a better future since 1981.

Award-winning service

Over 200 awards, including 'Best Investment App' and 'Best for Customer Service' for 2024.

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Investing

Invest for a better future

Pick investments for the best potential returns. Choose from funds, shares, ready-made options and more.

HL Stocks and Shares ISA

Invest free from UK income and capital gains tax with our most popular account.

HL Fund and Share Account

Invest on your terms with our low-cost, flexible dealing account.

HL Lifetime ISA

Invest for your first home or later life and get a 25% government bonus.

HL Ready-Made Investments

Take the hassle out of investing with our expertly managed, all-in-one investments.

Learn more

SAVINGS

Revolutionise the way you save

Access great savings rates from multiple banks, through one online account.

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Pensions

Retire on your terms

Whether you’re growing your pension, planning ahead or you’ve already retired, our flexible service can help you reach your goals.

HL Self-Invested Personal Pension (SIPP)

Join the UK’s largest direct SIPP provider.

Transfer old pensions

Get more choice, clarity and control by bringing your pensions under one roof.

Take financial advice

Find out how our advisers can help with financial planning and investment advice.

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Family investing

Save and invest for the whole family

From adult ISAs and pensions to investment accounts for children, we make it easy to save and invest for the whole family.

HL Junior ISA

Give your child a head start with the UK’s best value Junior Stocks and Shares ISA.

HL Junior SIPP

Make an early start by paying into a pension for your child.

Bare Trust

Invest in a trust for a child’s future.

Join more than 1.9 million people who trust HL