The UK's lowest-cost Money Market Fund
Make more of your cash with the new HL Money Market Fund. One of the highest expected yields in the market, 3.95%, and the lowest ongoing charge in the UK, 0.06%. Yield variable and not guaranteed. HL account charges also apply.
The UK's lowest-cost Money Market Fund
Make more of your cash with the new HL Money Market Fund. One of the highest expected yields in the market, 3.95%, and the lowest ongoing charge in the UK, 0.06%. Yield variable and not guaranteed. HL account charges also apply.
Active Savings
Don't tolerate inactive banks. Switch to Active Savings and earn £10 - £150 cashback. Minimum top-up £5,000 Terms apply.
New 4.52% AER Cash ISA rate
Get tax-free interest with our market-leading variable rate. Excludes bonus and restricted-access rates.
You don’t need another Budget hot take
Instead, get an expert second opinion you can count on.
Helping Britain invest through it all
45 years of change is 45 years of experience.
Whatever the future brings, we’ll be here to help you invest through it all.
Helping Britain invest through it all
45 years of change is 45 years of experience.
Whatever the future brings, we’ll be here to help you invest through it all.
Why choose HL?
Trusted by 2 million
Our clients trust us with over £172bn of their savings and investments.
45 years' experience
Helping people save and invest for a better future since 1981.
Award-winning service
Over 200 awards, including 'Best Investment App' and 'Best for Customer Service' for 2026.
Our ISAs and pensions? Award-winning.
Invest free from UK tax with our Stocks and Shares ISA and Self-Invested Personal Pension (SIPP).
Free Junior ISA
You won’t pay online dealing or account charges.
Depending on the investments you choose, other charges could still apply.
Self-Invested Personal Pension
Take control of your pension with the UK’s most popular SIPP.
Compare our ISAs
Split your ISA allowance between our Stocks and Shares ISA and Cash ISA.
Regular investing: easy, affordable, free.
Get started with investing from just £25 a month.
It’s free to set up a Direct Debit and you won’t pay dealing charges.
Latest research
Our inhouse analyst team provides research and analysis on UK and overseas stocks, funds, investment trusts and ETFs.
Do more with your HL account
