Compare HL Savings Accounts
Compare savings accounts and high rates from over 30 banks
Choose from more than 80 savings rates, all in one place
Save with over 30 carefully selected, FSCS-protected banks
Find the right savings account for you with a tax-efficient Cash ISA or flexible Active Savings Account
Important information: if you're choosing a fixed rate, make sure you're comfortable with any withdrawal restrictions. Tax benefits depend on individual circumstances and rules can change.
Important information: if you're choosing a fixed rate, make sure you're comfortable with any withdrawal restrictions. Tax benefits depend on individual circumstances and rules can change.
Great rates.
Multiple Banks.
One Login.
We're a free to use savings platform. Through one login, you can compare and choose savings rates from 30+ banks and switch between them whenever you like, without the hassle of opening multiple accounts.
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Tax wrapped options
Save tax-free through a Cash ISA, or through Active Savings with easy or fixed rates.
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Free to open and use
We’re paid by partner banks, never by you. Rates may differ from the same or similar products offered directly by banking partners.
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FSCS protected up to £120,000
Savings held with our banking partners are protected by the Financial Services Compensation Scheme (FSCS). Money held outside of savings products offered by our banking partners is protected by Financial Conduct Authority (FCA) safeguarding rules.
Great savings rates
Cash ISA
Active Savings Accounts
What is AER (Annual Equivalent Rate)?
AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest was paid and added to your account once a year, so you can compare accounts more easily.
Get great rates from our trusted banking partners
Meet our Savings Accounts
Cash ISA
Save up to £20,000 each tax year without paying UK income tax on your interest.
- Pay no tax on your interest
- Over 20 trusted banking partners
- Save up to £20,000 per tax year
- Easy access and fixed rate options
Active Savings Account
Once you’ve used your £20,000 ISA allowance, keep saving with no yearly limit.
- Interest you earn may be taxed
- Over 30 trusted banking partners
- No contribution limits
- Easy access and fixed rate options
Tax benefits depend on individual circumstances, and rules can change.
Manage your savings through one login
- Switch between banks.
- Save in easy access and fixed rates.
- Save tax-free, or through Active Savings.
Why choose HL Savings?
80+ rates in one place.
One home for your savings and investments.
Easy access. Or fixed. Take your pick.
How are my savings protected?
FAQs
Common questions about HL Savings.
All of our banking partners are covered by the Financial Services Compensation Scheme (FSCS).
If the banking partner fails, this means up to £120,000 per banking licence is protected.
Money held outside of savings products offered by our banking partners is protected by Financial Conduct Authority (FCA) safeguarding rules.
Yes, you can open both an Active Savings Account and an HL Cash ISA alongside each other.
A Cash ISA lets you grow your money, free from UK tax. As any interest you earn is tax free, you're able to keep and grow more of your money over time.
You can pay in up to £20,000 each tax year.
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown Ltd (company number 2122142).
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