Latest Savings Rates
Compare the latest and best savings rates available today.
Important information - The information on this page is to help you make your own decisions and is not personal advice. If your savings rate is lower than the rate of inflation the future spending power of your money will reduce.
Saving options
Easy access
Pays a variable interest rate. Withdraw money at any time - it usually takes 1 working day.
Limited access
Pays a variable interest rate. Limited number of money withdrawals without penalty.
Fixed rate
Pays a fixed interest rate for the length of the term. Withdraw money when the fixed term matures.
Market-leading rates were last checked against Moneyfacts on 25 Apr 2025 at 10:56am. Products can be added or removed at any time. Tax rules can change and their benefits depend on your circumstances.
Show rates for:
AER (Annual Equivalent Rate) shows what the interest rate/expected profit rate would be if it was paid and compounded once each year. It helps you compare the rates on different savings products.
Gross means the rate without any tax removed. Interest/profits are paid gross. You are responsible for paying any tax due on interest/profits that exceed your Personal Savings Allowance to HM Revenue & Customs. Tax treatment can change.
AER (Annual Equivalent Rate) shows what the interest rate/expected profit rate would be if it was paid and compounded once each year. It helps you compare the rates on different savings products. Once you have opened a fixed term product the rate won't change, but rates on easy access products can vary.
Gross means the rate without any tax removed. Interest/profits are paid gross. You are responsible for paying any tax due on interest/profits that exceed your Personal Savings Allowance to HM Revenue & Customs. Tax treatment can change. Once you have opened a fixed term product the rate won't change, but rates on easy access products can vary.
If you are considering adding money to this savings product, please ensure you have opened an Active Savings Account and given us your instructions before the application deadline.
The savings of private individuals held with authorised banks and building societies are covered under FSCS. All of our partner banks are authorised by the Prudential Regulation Authority (PRA) and covered under FSCS.
Expected profit rate
Islamic banks offer an expected profit rate, rather than interest on their savings products, in order to comply with Sharia banking
principles. They are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and
Prudential Regulation Authority. Any eligible deposits up to £85,000 are covered under the FSCS. More
about Sharia banking.
Help with the apply date and the start date
The apply date is the last date you can top up a product. The start date of the product is usually two working days ahead of the apply by date. That's the date your money will start earning interest. The start date will always be shown on the product Summary Box.
Expected profit rate
Islamic banks offer an expected profit rate, rather than interest on their savings products, in order to comply with Sharia banking
principles. They are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and
Prudential Regulation Authority. Any eligible deposits up to £85,000 are covered under the FSCS. More
about Sharia banking.
Help with the apply date and the start date
The apply date is the last date you can top up a product. The start date of the product is usually two working days after the apply by date. That's the date your money will start earning interest. The start date will always be shown on the product Summary Box.
You can see all your money in one place without having to have separate accounts to add together.
MR HEARD
Help and support
If you have any questions about Active Savings, you can speak to one of our client support experts.
AER (Annual Equivalent Rate) shows what the interest rate/expected profit rate would be if it was paid and compounded once each year. It helps you compare the rates on different savings products. Once you have opened a fixed term product the rate won't change, but rates on easy access products can vary.
Gross means the rate without any tax removed. Interest/profits are paid gross. You are responsible for paying any tax due on interest/profits that exceed your Personal Savings Allowance to HM Revenue & Customs. Tax treatment can change.
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).