Important information: SIPPs are a type of pension for people happy to make their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. The rules mentioned are those currently applying and could change. You can normally only access the money from age 55 (57 from 2028). Tax reliefs depend on individual circumstances. Before transferring a pension please ensure you will not lose valuable guarantees or incur excessive transfer penalties. Pensions are usually transferred as cash so you will be out of the market for a period. This website is not personal advice, if you are unsure an investment is suitable for your circumstances please seek advice.
Why invest in a SIPP?
A SIPP is one of the most tax-efficient ways of saving for your retirement. Unlike traditional pensions where investment choice can be limited, a SIPP gives you the freedom to invest almost anywhere you like.
Not only that, you can control how much goes in, and when it goes in - all from your easy-to-manage online account.
Flexible access - from age 55 (57 from 2028), take the money how you wish
Why choose Hargreaves Lansdown?
Financially secure FTSE 100 company with over 1 million clients
Wide investment choice - over 18,000 investments to choose from
Expertise - investment ideas from our expert analysts
Support on hand - expert Bristol-based helpdesk
Flexibility - invest from £25 per month, or a £100 one-off contribution
Transfer your pension
Move old pensions to the HL SIPP, making them easier to manage and giving them a better chance to grow.
Before transferring a pension please ensure you will not lose any valuable benefits or incur excessive exit fees. Pensions are usually transferred as cash meaning you will be out of the market for a period.