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Fee collection options

There are a number of different ways you can hold cash in your account, and you can choose the order in which we collect our fees that suits you best. You can select a different fee collection option for each of your accounts, simply click the "Fee collection options" link on the account administration page when logged in.

Change your fee collection setting for your ISA, SIPP or Fund & Share Account.

Below is an example of the options available for a Stocks & Shares ISA:

The standard option:

Most popular

We will try to collect fees in this order:

  • The Loyalty Bonus Account
  • The income account of your Stocks & Shares ISA
  • The capital account of your Stocks & Shares ISA
  • Cash in your Fund & Share Account based on the collection option you have chosen for that account

Collecting fees from the income account in preference to money held in the capital account (which is generally held pending reinvestment) is the preferred option for most clients.

The income option:

For clients who would like more income

We will try to collect fees in this order:

  • The Loyalty Bonus Account
  • The capital account of your Stocks & Shares ISA
  • The income account of your Stocks & Shares ISA
  • Cash in your Fund & Share Account based on the collection option you have chosen for that account

Collecting fees from the capital account first means more income is available to be paid out or reinvested.

The high income option:

For clients who would like maximum income

We will try to collect fees in this order:

  • The Loyalty Bonus Account
  • The capital account of your Stocks & Shares ISA
  • Cash in your Fund & Share Account based on the collection option you have chosen for that account

Collecting fees from the capital account only means that none of the income you receive goes towards fees.

The Fund & Share Account option (ISA and SIPP only):

For clients who would like to pay their fees outside their Stocks & Shares ISA where possible

We will try to collect fees in this order:

  • The Loyalty Bonus Account
  • Cash you hold in your Fund & Share Account based on the collection method you have chosen for that account
  • The income account of your Stocks & Shares ISA
  • The capital account of your Stocks & Shares ISA

Collecting fees from the capital account only means that none of the income you receive goes towards fees.