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HL Currency Service

Bank-beating* exchange rates on
international payments

Open a personal currency account Open a business currency account

Send money abroad

Whether you need to send money abroad just once or regularly, no matter how much or how little, we’re here to help.

Our personal currency service lets you send money around the world safely and easily. And if you need currency exchange for your business, we can help you every step of the way.

For you

  • Send money to friends and family
  • Buy and sell property abroad
  • Make regular overseas payments
  • Bring money back to the UK

Go to personal currency service

For your business:

  • Pay international invoices and bills
  • Pay staff overseas
  • Pay import or export costs
  • Pay online sellers

Go to HL Business currency service

Discover our currency service

Find out how we help you make the most of your overseas currency transfers with this short video. Like our service, this video is not personal advice.

How much further could your money go?

*To make sure you get a great exchange rate, we check our exchange rates against high street banks every month.

These quotes were obtained from seven high street banks on 1 October 2019 for a transfer of £20,000 to euros. Currency markets move constantly, so the rate you'll receive will be different from this example. For a personal quote just call our friendly team on 0117 311 3257 (Mon-Fri, 8am-6pm). We charge a small fee on low value transactions.

Hargreaves Lansdown Average high street bank
Interbank rate 1.129 1.129
Less margin applied by provider 0.85% (£170) 2.54% (£509)
Exchange rate offered 1.119 1.100
Transfer fee £0 £13.61
Total received €22,385 €22,003
Total saving using HL: €382

Already an HL client?

Your currency account will sit alongside your other HL accounts, so it's easy to see everything in one place, with one password. We can help you move money from another HL account into your HL Currency Account too.

New to HL?

You can apply for an account in minutes. Find out more about our exchange rates and what to expect from our service.

Find out about our personal currency service

Learn more about our business currency service

Why the HL Currency Service

  • Global payments - Buy and sell most of the world's major currencies
  • Financially secure - We're a financially secure FTSE 100 company
  • Online payments - Safe, simple and fast overseas payments at the click of a button
  • Exceptional service - Designated account managers to guide you through the process

Read more about sending money abroad

Guide for buying property abroad

Download guide

Guide to forward contracts

Download guide

Guide to market orders

Download guide

Guide to retiring abroad

Download guide

Want to stay up to date with the currency markets?

Each week our currency analysts provide a roundup of market movements, and a list of what to look out for in the week ahead.

Sign up today

Any questions?

If you have any questions or want to know more, just give us a call.

0117 311 3257

(Mon-Fri, 8am-6pm) or email us so we can help.

The Hargreaves Lansdown Currency Service is a trading name of Hargreaves Lansdown Asset Management Ltd, which is a wholly owned subsidiary of Hargreaves Lansdown Plc, One College Square South, Anchor Road, Bristol, BS1 5HL. Company Registered in England & Wales No. 1896481. Hargreaves Lansdown Currency Service is provided by Hargreaves Lansdown Asset Management Ltd which is authorised by the Financial Conduct Authority (FCA) as a Payment Institution under the Payment Services Regulations 2017. The Firm Reference number is 115248. You can look this up on the FCA register website.