Compare Savings Accounts
Find the right savings account to help you reach your financial goals.
Important information - This page isn’t personal advice. Inflation reduces the future spending power of money. Tax rules for ISAs can change and their benefits depend on your personal circumstances. Fixed term products generally only allow access to your cash at maturity.
A better way to save
We’ve partnered with banks and building societies to bring you an online savings platform. Now you can have saving accounts from multiple banks and building societies, all through one login.
Active Savings Account
A simple-to-use online account giving you access to a wide variety of savings
Up to £1,000 tax free under the personal savings allowance, depending on individual circumstances
No contribution limits
Manage your account online and through the HL App
Cash ISA
Save up to £20,000 per tax year without paying tax on your interest
Pay no tax on interest earned. No need to include on a tax return
£20,000 annual allowance across all ISAs
Manage your account online and through the HL App
Common features
Easy access, limited access, and fixed rate products available
Eligible for UK residents aged 18+
Multiple banking partners
Your money is always protected, either under FCA safeguarding rules or the FSCS. See here for more information
*Tax rules for ISAs can change and their benefits depend on your personal circumstances. Money withdrawn from the Cash ISA will lose its ISA status.
Pick and mix our latest interest rates, all in one place
Easy access
Pays a variable interest rate. Withdraw money at any time - it usually takes 1 working day.
Limited access
Pays a variable interest rate. Limited number of money withdrawals without penalty.
Fixed rate
Pays a fixed interest rate for the length of the term. Withdraw money when the fixed term matures.
Protecting your money
Money held with one of our banking partners is covered by the Financial Services Compensation Scheme (FSCS). The FSCS will protect your deposits up to £120,000 if the banking partner fails. This limit is per banking licence.
Money not in a savings product is held by Barclays Bank. Your money is protected under Financial Conduct Authority (FCA) safeguarding rules if HL were to fail and under the FSCS if Barclays were to fail.
The Hargreaves Lansdown platform is easy to use. If you do have problems there is an excellent help service who promptly solve problems.
Mr Seston
Insights
Guides and Tools
We've pulled together what you need to know to make the most of your savings.
Frequently asked questions
If you've got a question that hasn't been answered, take a look at the FAQs.
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This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.