Guides and Tools
We've pulled together everything you need to know to make the most from your savings.
Important information: These articles give you information to help you make the most of your money, but they aren't personal advice. If you're not sure if a certain action is right for you, please ask for advice.
Getting the most from your savings
How much cash should you hold?
It's important for all of us to have a safety net to fall back on when the unexpected happens. But we're all different.
Should I save or invest?
Investing isn't for everybody. If you're not yet sure whether you should be saving or investing your money, take a look at some of the key things to consider before you start.
How much better off could you be?
If you haven't switched your savings recently you're not alone. 37% of all savers have never switched their savings. But this is costing savers dearly.
Find out what difference a new rate could make to your savings
Savings insights from our team of experts
Tips to help you save
Everyone needs cash, it’s vital to cover day-to-day expenses and unexpected costs. But having it sat earning little-to-no interest is a sure way to let rising prices eat away at its value. If you’re looking for an easy way to improve your cash returns, here are our five top tips.
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What affects savings rates?
There are a number of things that affect the interest rate that you’ll receive on your savings. Here are some of the most important, although it’s not an exhaustive list.
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How are my savings taxed?
The savings accounts you choose can affect the amount you’ll be taxed.
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5 building blocks for financial resilience
When it comes to our finances, we might know what our end goals are. The big question is how we get from here to there. Here we look at the 5 key building blocks for you to consider to help you secure your financial future.
1. Control your debt
It's key we stay in control of our debts. Here's why it's our top priority.
2. Protect your family
The role protection insurance plays in securing your financial safety net.
3. Build your emergency cash savings
The importance of building up a cash buffer for unexpected emergencies.
4. Plan for later life
The role pensions play in securing long-term financial resilience.
5. Invest to make more of your money
We look at why investing is one of the five key building blocks towards a financially secure future.