Fund and Share Account
Important information - Investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't personal advice – please ask us for advice if you’re not sure which investments are right for you. Before transferring check for excessive exit fees or any loss of benefits.
Investing on your terms
The HL Fund and Share Account is designed to help investors build their own portfolios.
You can open an account online in minutes with your debit card and National Insurance number. Then view and deal your investments 24/7 online or with the HL app.
Please note investments can go up as well as down in value so you could get back less than you put in.
Your investment options
- Over 3,000 funds
- UK and overseas shares
- Corporate and government bonds
- Exchange traded funds (ETFs)
- Investment trusts and much more
It's free to hold shares in the Fund and Share Account. Share dealing costs a maximum of £11.95 per UK deal online.
For funds, there's no dealing charges and a maximum annual charge of 0.45%.
How to open a Fund and Share Account
Start with a bank payment
It takes less than five minutes to get started.
You can open a Fund and Share Account with as little as £1, or by setting up a Direct Debit from £25 per month.
To invest in funds, you’ll need a minimum lump sum of £100. Or you can set up a monthly Direct Debit from £25 per investment.
Your investments anytime, anywhere
Fast, secure account access - Log in to your account securely using fingerprint login and Face ID on iPhone
See everything at a glance - Keep track of your investments so you always know how they're performing
Place trades on the go - Buy and sell investments, even on the move
Why choose the HL Fund and Share Account?
- Security - we're a FTSE 100 company, trusted by over 1.7 million clients
- Ease - invest anytime, anywhere online or with the HL app
- Inspiration - fund and share ideas from our investment analysts
- Award-winning - we've won over 200 awards, including Best Online Stockbroker 2022/2023 by the Personal Finance Awards
UK-based helpdesk - speak to our client support experts if you have any
A tax-efficient alternative
If you're not sure the HL Fund and Share Account is right for you, we have other accounts to choose from.
Our most popular option is the HL Stocks and Shares ISA, which allows you to invest free from UK tax. See how the accounts compare before making your decision.
Frequently asked questions
Good choice of well-researched funds.
Finder Awards 2023
The Personal Finance Awards 2022/2023
The Times Money Mentor 2022