Learn about investing
Investing is putting away money now, for the chance to have more in the future.
There isn't a magic formula to becoming a good investor.
It can seem complicated, and with so much information, it can be hard to know where to start.
We've covered what we think you need to know about investing, from its rules of thumb, to understanding how to manage behaviours to make the right decisions.
It should give you the confidence to turn your financial goals into a plan.
Important information - Investments fall as well as rise in value, so you could get back less than you invest. This isn’t personal advice. If you’re unsure, please seek advice.
Investing isn't for everybody
If you're not yet sure whether you should be saving or investing your money, take a look at some of the key things to consider before you start.
Rules of
thumb
There will always be uncertainty in investing.
But while you can't control how your investments perform, you can control how you prepare your portfolio.
Risk
Understand how risk can impact your investing goals, how long you're prepared to invest for, and how comfortable you are with the uncertainty.
Diversification
See how variety can pay over the long term.
Compounding
Why time and patience are all you need to take advantage of the most powerful force in investing.
Investing
behaviours
Being an expert in finance and economics doesn't always make a good investor.
The world is governed by lots of things - from biology, to psychology.
Often, the biggest barrier to sucessful investing is yourself. Get your head around some common investing behaviours, and you could help set yourself up for success in the future.
Build your
portfolio
You wouldn't start to build a house without a floor plan, or a list of materials needed to put it together. There are a few things you need to get in place first.
Investing is no different.
Below are some steps we think all investors should bear in mind when building a portfolio.