HL Ready-made Investments
Leave it to the experts with our all-in-one portfolio funds
Important information - these portfolio funds are designed for people who want to leave the day-to-day investment decisions to an expert. But they’re not personal recommendations: you should still be comfortable choosing an investment without personal advice. You’re responsible for making sure your decisions are right for your circumstances and needs. If you’re not sure a decision or investment is right for you, please contact us for financial advice.
Investments fall as well as rise in value, so you could get back less than you put in. Past performance isn’t a guide to the future. These investments are managed by our sister company Hargreaves Lansdown Fund Managers Ltd.
An easy way to start investing
Looking to invest but unsure where to start? Our all-in-one portfolio funds could help.
With four to choose from, you can pick the investment most suited to you.
Think about ready-made if:
- You don’t want to spend too much time managing your investments.
- You’d like a team of experts to look after the day-to-day investment decisions.
- You won’t need the money for at least 5 years.
- You’ve already built-up cash savings for emergencies.
- You’re happy to check in on your investment every now and then.
Think about alternatives if:
- You don’t want the value of your investment to fluctuate, or you’re unsure of the differences between saving and investing.
- You don’t feel comfortable choosing and reviewing your investment. Ready-made investments aren’t the same as personal advice, so if you’re not sure investing is right for you, ask for financial advice.
- You’d like more control to build your own portfolio.
Why choose a ready-made investment?
The only investment you’ll need
Our portfolio funds can be used as all-in-one investments. Pick one from the different risk levels and you’re good to go.
You’ll just need to check in every now and then to make sure it still meets your needs and circumstances.
Experts manage your investment
Once you’ve chosen a portfolio fund, you can relax in the knowledge that our experts will manage the investment from there. They’ll look to maximise returns according to the level of risk chosen.
Our ready-made investments use a selection of different managers, bringing together a range of investment styles and approaches. This means you’re not holding all your eggs in one basket.
Ready to get going?
To start investing, you'll need to open an account.
There are different types of investment account available, and the right one for you will depend on your goals. Find out more about the most popular options with HL clients.
Why choose HL for your ready-made investment?
- Ease: choose one of four portfolio funds which best matches your needs
- Expertise: investment experts make the day-to-day investment decisions
- Transparency: see how your portfolio fund is performing, online or via the HL app
- Trust: for more than 40 years we've helped investors make the most of their money. Over one million clients trust us with their accounts
Ready-made investments: frequently asked questions
I can speak to someone on the phone and everything is explained in a very helpful and easy to understand way.
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