The right account for you will depend on your goals. Whether you’re building a pension pot or
just saving for the future, we can help.
You can check the different features of our award-winning investment and savings accounts in the
table below, or tell us your goals to narrow the field.
This table is here to help you choose an account yourself, but it’s not advice or a personal
recommendation on what might be suitable for you. If you’re not sure, you should consider financial advice.
Important information - Investments can go down as well as up in value, so you
could get back less than you put in. Tax
rules can change and their benefits depend on your circumstances. Once in a pension your money
isn't usually accessible until 55 (57 from 2028).
I'm investing or saving...
For...
I've used up my full ISA allowance for the current tax year (£20,000)
£1 but this can change depending on the savings products you choose within the Cash ISA
Maximum contributions
£20,000 per year
Eligibility
UK resident
Aged 18+ for the HL Cash ISA.
Why HL?
Security - we're a FTSE-listed company, trusted
by over 1.8
million clients
Ease - manage your investments anytime online or with the HL
app
Expertise - our in-house experts provide investment research
and ideas
Award-winning - we've won over 200
awards, including Best Online Stockbroker 2022/2023 by the Personal
Finance Awards
Save money with the return of our biggest ever cashback offer
Save money with the return of our biggest ever cashback offer
Get more choice,
clarity and
control
Get cashback when you transfer your ISAs, pensions, or investments. You can use the
money to top up your investments,
put it towards fees or
withdraw it to your
bank account.
To get these offers, you need to register your interest first. Once you’ve
registered, you’ll then have
until 29 February 2024 to apply to transfer.
Extremely professional and take care to ensure everything is done correctly.
MR L, Leicestershire
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number
8355960). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under
the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic
money.
1. Subject to these terms and conditions, if you register for our Transfers Cashback Offer (Nov 23 – Feb
24) and
apply to transfer an existing pension, ISA or general investment account from another platform between
16
November
2023 and 29 February 2024 inclusive (the “Offer Period”), you will receive a cash amount after the
transfer is
complete, depending on the amount you transfer (the “Offer”). The Offer is funded by us, and the
cashback will
not
come from your own cash or investments.
2. You must register for the Offer to qualify. You can do this by completing the online cashback
registration
form,
the postal cashback registration form or by asking us via secure message (using your online account) or
by
telephone
to register you manually. If you do not register for the offer, no cashback will be paid.
3. If you register for the Offer and we receive your qualifying transfer application(s) within the Offer
Period,
even
if the transfer itself isn’t completed until after the Offer closes, you will still qualify.
4. The cashback payment will be paid into your Loyalty Bonus Account which is separate from your other HL
Account(s).
You will receive the cashback payment within 8 weeks from the date that your last qualifying transfer
completes.
The
payment date will be determined by us. The cash can be kept in your Loyalty Bonus Account for fee
collection,
withdrawn or moved into another of your HL accounts. If moved into an ISA or SIPP, it will count towards
your
annual
allowance.
5. We ask you keep your HL account(s) for at least one year from the date that the last qualifying
transfer
completes. Please feel free to switch between investments and in or out of cash within your account, but
if you
decide to transfer any portion of your receiving account away or close your account within 12 months of
the date
your last qualifying transfer completes, then we reserve the right to reclaim the cashback paid. If cash
is to
be
reclaimed, then you will be notified, and the cash will be taken within 7 days of the account closure or
transfer
out.
6. It isn’t possible to combine the value of transfers into accounts with different client numbers for
the
purpose of
this Offer. The maximum amount of cashback you can receive under this Offer across all pensions, ISA or
general
investment account transfers is £4,500.
7. If you register for the Offer and apply to transfer existing pensions within the Offer Period with a
total
value of at least £10,000 from other providers to our platform into your HL Self-Invested Personal
Pension or
Drawdown Pension, you will receive a cash amount between £100 and £3,500.
8. The total value of your cashback will be based on the cumulative total value of qualifying pension
transfers
made within the Offer Period. The value of the cashback paid will be determined in accordance with the
tiers
identified in the table accompanying these terms and conditions.
9. If you need more time to decide whether you want to transfer to us, please complete the online
extension form and we will extend the pension deadline for you by six
months. Alternatively, call our Helpdesk on 0117 980 9926 or send a secure message through your online
account.
10. The following are excluded from the Offer: (1) the transfer of a Junior SIPP, Junior ISA, Child Trust
Fund,
Lifetime ISA or defined benefit/final salary pension; (2) new money cash subscriptions into any existing
HL
Account;
(3) the lodgement of certificated shares; (4) movements of investments or cash already held on the HL
platform,
including switches or transfers between or within existing HL accounts or income and interest received
on any
assets
held in those accounts; (5) transfers to the HL Cash ISA.
11. We reserve the right to remove or suspend the Offer if necessary, including for legal or regulatory
reasons
or
otherwise, by posting a notice on our website. If the Offer closes early, all qualifying applications
already
received at the time of the posting of the notice will still be accepted.
12. We also reserve the right to determine how the cashback payment is calculated. Therefore, if you are
not sure
how
your transfers will be treated under the terms of this Offer, please contact us before you apply to
transfer. By
registering for the Offer and submitting a qualifying application within the Offer Period, you agree to
be bound
by
the terms of this Offer.
13. These terms are governed by the laws of England and Wales and subject to the exclusive jurisdiction
of the
courts
of England and Wales.
14. This Offer is provided by Hargreaves Lansdown Asset Management Limited, which is a limited company
registered
in
England & Wales with the company number 01896481, whose registered office is 1 College Square South,
Anchor
Road,
Bristol, BS1 5HL. References in these terms and conditions to “our”, “us” or “we” are to Hargreaves
Lansdown
Asset
Management Limited.
1. Subject to these terms and conditions, if you register for our Transfers Cashback Offer (Nov 23 – Feb
24) and
apply to transfer an existing pension, ISA or general investment account from another platform between
16
November
2023 and 29 February 2024 inclusive (the “Offer Period”), you will receive a cash amount after the
transfer is
complete, depending on the amount you transfer (the “Offer”). The Offer is funded by us, and the
cashback will
not
come from your own cash or investments.
2. You must register for the Offer to qualify. You can do this by completing the online cashback
registration
form,
the postal cashback registration form or by asking us via secure message (using your online account) or
by
telephone
to register you manually. If you do not register for the offer, no cashback will be paid.
3. If you register for the Offer and we receive your qualifying transfer application(s) within the Offer
Period,
even
if the transfer itself isn’t completed until after the Offer closes, you will still qualify.
4. The cashback payment will be paid into your Loyalty Bonus Account which is separate from your other HL
Account(s).
You will receive the cashback payment within 8 weeks from the date that your last qualifying transfer
completes.
The
payment date will be determined by us. The cash can be kept in your Loyalty Bonus Account for fee
collection,
withdrawn or moved into another of your HL accounts. If moved into an ISA or SIPP, it will count towards
your
annual
allowance.
5. We ask you keep your HL account(s) for at least one year from the date that the last qualifying
transfer
completes. Please feel free to switch between investments and in or out of cash within your account, but
if you
decide to transfer any portion of your receiving account away or close your account within 12 months of
the date
your last qualifying transfer completes, then we reserve the right to reclaim the cashback paid. If cash
is to
be
reclaimed, then you will be notified, and the cash will be taken within 7 days of the account closure or
transfer
out.
6. It isn’t possible to combine the value of transfers into accounts with different client numbers for
the
purpose of
this Offer. The maximum amount of cashback you can receive under this Offer across all pensions, ISA or
general
investment account transfers is £4,500.
7. If you register for the Offer and apply to transfer existing ISAs or general investment accounts
within the
Offer
Period with a total value of at least £4,000 from other providers to our platform into your HL Stocks
and Shares
ISA
or HL Fund and Share Account, you will receive a cash amount between £50 and £1,000.
8. The total value of your cashback will be based on the cumulative total value of qualifying ISA and
general
investment account transfers made within the Offer Period. The value of the cashback paid will be
determined in
accordance with the tiers identified in the table accompanying these terms and conditions.
9. If you need more time to decide whether you want to transfer to us, please complete the online
extension form and
we will extend the ISA and general investment deadline for you by three months. Alternatively, call our
Helpdesk
on
0117 906 7816 or send a secure message through your online account.
10. The following are excluded from the Offer: (1) the transfer of a Junior SIPP, Junior ISA, Child Trust
Fund,
Lifetime ISA or defined benefit/final salary pension; (2) new money cash subscriptions into any existing
HL
Account;
(3) the lodgement of certificated shares; (4) movements of investments or cash already held on the HL
platform,
including switches or transfers between or within existing HL accounts or income and interest received
on any
assets
held in those accounts; (5) transfers to the HL Cash ISA.
11. We reserve the right to remove or suspend the Offer if necessary, including for legal or regulatory
reasons
or
otherwise, by posting a notice on our website. If the Offer closes early, all qualifying applications
already
received at the time of the posting of the notice will still be accepted.
12. We also reserve the right to determine how the cashback payment is calculated. Therefore, if you are
not sure
how
your transfers will be treated under the terms of this Offer, please contact us before you apply to
transfer. By
registering for the Offer and submitting a qualifying application within the Offer Period, you agree to
be bound
by
the terms of this Offer.
13. These terms are governed by the laws of England and Wales and subject to the exclusive jurisdiction
of the
courts
of England and Wales.
14. This Offer is provided by Hargreaves Lansdown Asset Management Limited, which is a limited company
registered
in
England & Wales with the company number 01896481, whose registered office is 1 College Square South,
Anchor
Road,
Bristol, BS1 5HL. References in these terms and conditions to “our”, “us” or “we” are to Hargreaves
Lansdown
Asset
Management Limited.