Exclusive offer
Get £75 to £5,000 cashback when you top up your SIPP
Sign up to get cashback when you contribute or transfer £10,000 or more to your HL Self-Invested Personal Pension (SIPP) by 20 February 2026. Terms apply.
Important information: Before you transfer check for loss of benefits, guarantees and exit fees. Money in a pension is usually accessible from age 55 (57 in 2028).
Important information: Before you transfer check for loss of benefits, guarantees and exit fees. Money in a pension is usually accessible from age 55 (57 in 2028).
How the cashback offer works
You can sign up for the offer using our online form, by sending a Secure Message, or by calling us.
Your cashback will be paid in December 2026.
If you're transferring a pension from another provider and need more time, let us know and we can offer an extension. You will then have until 20 May 2026 to apply to transfer.
You must keep the money in your HL SIPP until 30 November 2026 to qualify for cashback.
If you take retirement benefits with HL, you'll still be eligible for cashback.
You must be invited to sign up to this offer.
| Top up/ transfer amount | Cashback |
| £10,000 - £19,999 | £75 |
| £20,000 - £99,999 | £200 |
| £100,000 - £249,999 | £1,000 |
| £250,000 - £499,999 | £2,000 |
| £500,000 - £999,999 | £3,000 |
| £1,000,000+ | £5,000 |
Sign up for cashback today
You can sign up for the cashback offer using our online form, by sending a Secure Message, or by calling us. Just make sure you use the email address linked to your HL account.
Cashback FAQs
Here you'll find answers to the most frequently asked questions.
Your cashback will be added to your Loyalty Bonus Account in December 2026. You can withdraw it, leave it in your Loyalty Bonus Account to cover any fees, or move it into one of your other HL accounts.
If you sign up using the online form or by sending us a Secure Message, we’ll send you a confirmation email to let you know your registration has been received.
If you need more time to transfer one or more pensions from other providers into your HL SIPP, let us know by 20 February 2026 using the online form, by sending us a Secure Message, or by calling our Helpdesk.
You will then have until 20 May 2026 to apply to transfer pensions.
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