HL ready-made investments
Investing made simple
Beginner-friendly, no-hassle investments
Created and managed by a team of experts
Choose an all-in-one option to match your goals
Before you invest: investing for 5+ years increases your chances of positive returns compared to cash savings. But investments rise and fall in value, so you could get back less than you put in. This isn’t personal advice. If you’re not sure what’s right for you, ask for financial advice.

Before you invest: investing for 5+ years increases your chances of positive returns compared to cash savings. But investments rise and fall in value, so you could get back less than you put in. This isn’t personal advice. If you’re not sure what’s right for you, ask for financial advice.
What are Ready-Made Investments?
Created by experts, our Ready-Made Investments combine different funds to form all-in-one portfolios. They’re great for beginners, or if you’re looking for an easy way to invest. You won’t need to worry about dealing charges or hidden fees.
Leave investing to our experts
HL fund managers spend thousands of hours researching the best investments to help you reach your goals.
Meet your goals
Choose from options that match how and why you want to invest.
Boost your potential returns
Investments should provide higher returns than cash over the long term.
Why choose HL Ready-Made Investments?
Leave investment decisions to a team of experts
Add to your investment over time to help grow your money
Get started from £25 a month, or £100 lump sum
Check in on your investment with the HL mobile app
Are Ready-Made Investments right for you?
Consider a Ready-Made Investment if:
You have 3 to 6 months of essential expenses in cash for emergencies.
You understand the value of your investments will rise and fall, so you could get back less than you invest.
You’re happy to invest for the long term – we suggest at least five years.
You’re happy to check in on your investment from time to time to make sure it still meets your needs and investment objectives.
Any questions? Get in touch with our UK-based helpdesk. We’ll be happy to help.
This isn’t personal advice. If you’re not sure what’s right for you, ask for financial advice.

HL Ready-Made Investments
Take the hassle out of investing with our expertly managed, all-in-one investments.
Experts in the industry
Insights and tips from our team of analysts and experts.
Service and Security
Enjoy peace of mind. We've been helping clients save and invest securely for over 40 years.
Award-winning service
Over 200 awards, including 'Best for Investment Research' and 'Best for Customer Service' for 2025.
We've won over 200 awards for our services



