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Child Trust Funds and Junior ISAs - how do they compare?

Child Trust Funds and Junior ISAs

FREE Child Trust Fund to Junior ISA transfer factsheet

In this handy two-pager, we look at how Child Trust Funds and Junior ISAs compare, and whether there are any benefits to transferring. Enter your details below to download it today. This factsheet is not personalised advice.

This free factsheet is not personalised advice. Please remember tax rules can change and the value of the tax benefits will depend on your child's circumstances. The value of investments can fall as well as rise so you could get back less than you invest. Before you decide to transfer, make sure you understand how the transfer will be made and that it will be beneficial.

Hargreaves Lansdown PLC group companies will usually send you further information by post and/or email about our products and services. If you would prefer not to receive this, please do let us know. Your personal data will remain confidential, and will never be passed to any other company, unless required by law.

Every parent wants to give their child the best start in life. Is your child's CTF going to set them up for success?

We understand that parents don't take decisions concerning their children, and their future, lightly. And choosing how or where to invest on their behalf can seem overwhelming at times.

Over six million children had a CTF opened on their behalf by a parent, guardian or the government. On 6 April 2015, it became possible to transfer Child Trust Funds (CTFs) to Junior ISAs. Thousands of parents have already made the switch, but those who haven’t may wonder if there is any benefit to transferring.

In this concise, 2-page factsheet we:

  • Give a brief history of Child Trust Funds and Junior ISAs
  • Compare a typical Stakeholder CTF with our own Junior ISA
  • Answer some of the most common questions we’re asked about transferring a CTF to a Junior ISA

This free factsheet is not personalised advice. Please remember tax rules can change and the value of the tax benefits will depend on your child's circumstances. The value of investments can fall as well as rise so you could get back less than you invest. Before you decide to transfer, make sure you understand how the transfer will be made and that it will be beneficial.

What others are saying about our guides:

Clear, concise information without the hard sell.
Mr Williams, London


Clear literature which is very easy to understand.
Miss Fisher, Surrey

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