We're currently experiencing extremely high call volumes. We're very sorry for any inconvenience this might cause. If you need help with your account, please visit our Help Centre, or email us and we’ll get back to you as soon as we can. For more information and tips on managing your account online please visit www.hl.co.uk/coronavirus

We’re experiencing high call volumes, please check FAQs before calling.

Skip to main content
  • Register
  • Help
  • Contact us
  • Log out of your HL account

Guide to Junior ISAs


Junior ISAs are a popular way for family and friends to build up tax-efficient savings and investments for eligible children to help them with the cost of university, provide a deposit for a house or simply give them a great start in life.

This guide is not personalised advice, but explains:

  • How to start a Junior ISA and how they work
  • The tax benefits of investing in a Junior ISA
  • How to maximise your child's investments and avoid common mistakes
  • Which investments to consider - shares, funds and asset allocation are all covered
  • How to transfer a Child Trust Fund to a Junior ISA

Download my guide now

Please correct the following errors before you continue:

    Existing client? Please log in to your account to automatically fill in the details below.

    Address not shown above? Enter your address manually
    This literature is for UK investors only. We are not authorised to send our literature to areas outside the jurisdiction of UK regulation and will be unable to send this literature to any address in the Channel Islands or outside the UK.


    Your postcode ends:

    Not your postcode? Enter your full address.


    This guide is not personalised advice. Please seek advice if unsure. Please remember tax rules can change and the value of the tax benefits will depend on your child's circumstances. Money in a Junior ISA cannot be accessed before the child's 18th birthday. The value of investments can fall as well as rise so you could get back less than you invest.