Guide to Junior ISAs
Give your child a great start in life
Junior ISAs are a popular way for family and friends to build up tax-efficient savings and investments for eligible children to help them with the cost of university, provide a deposit for a house or simply give them a great start in life.
This guide explains what a Junior ISA is, the rules and:
- The age limit for Junior ISAs
- How much can I invest in a Junior ISA?
- The tax benefits of investing in a Junior ISA
- Who can open a Junior ISA?
Plus: How to transfer a Child Trust Fund to a Junior ISA
This guide is not personalised advice. Please seek advice if unsure. Please remember tax rules can change and the value of the tax benefits will depend on your child's circumstances. Money in a Junior ISA cannot be accessed before the child's 18th birthday. The value of investments can fall as well as rise so you could get back less than you invest.