Guide to Junior ISAs
Give your child a great start in life
Junior ISAs are a popular way for family and friends to build up tax-efficient savings and investments for eligible children to help them with the cost of university, provide a deposit for a house or simply give them a great start in life.
This guide explains what a Junior ISA is, the rules and:
- The age limit for Junior ISAs
- How much can I invest in a Junior ISA?
- The tax benefits of investing in a Junior ISA
- Who can open a Junior ISA?
Plus: How to transfer a Child Trust Fund to a Junior ISA
This guide is not personalised advice. Please remember tax rules can change and the value of the tax benefits will depend on your child's circumstances. Money in a Junior ISA cannot be accessed before the child's 18th birthday. The value of investments can fall as well as rise so you could get back less than you invest.