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Taking lump sums from your SIPP (Uncrystallised Funds Pension Lump Sum)

Pensions - taking lump sums (Uncrystallised Funds Pension Lump Sum)

Find out more about UFPLS and answers to important questions such as:

  • How does it work?
  • What might you receive after tax?
  • How does this new option compare to drawdown?
  • What are the risks and benefits?

This guide is not personalised advice.

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    The literature you will receive is not personal advice. If you are at all uncertain about the suitability of a product for your circumstances please seek advice.

    On 6 April 2015, new pension rules made it possible to take lump sums directly from a pension, without having to go into drawdown or buy an annuity. This is known as taking an Uncrystallised Funds Pension Lump Sum (UFPLS).

    Find out more about UFPLS and answers to important questions such as:

    • How does it work?
    • What might you receive after tax?
    • How does this new option compare to drawdown?
    • What are the risks and benefits?

    The literature you will receive is not personal advice. If you are at all uncertain about the suitability of a product for your circumstances please seek advice.

    The pack will explain UFPLS in more detail and also include details of how to apply. Request your copy today by completing your details.

    HL SIPP awards

    The information on our website is not personal advice but we can offer advice if specifically requested. What you do with your pension is an important decision, which could be irreversible. Make sure you understand your options and check they are suitable for your circumstances: take appropriate advice or guidance if you are unsure. The Government's free Pension Wise service can help. It provides impartial guidance face-to-face, online or by phone - more on Pension Wise.