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Your retirement options explained

Your retirement options explained

Our guide discusses the different ways you can access your pension. It's not personal advice, but it does explain the pros and cons of each, plus:

  • Where to consider investing your pension for retirement income
  • What happens to your pension when you die
  • The value of getting guidance or advice

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    What you do with your pension is an important decision that you may not be able to change. You should check you're making the right decision for your circumstances and that you understand your options and the risks. The government's free and impartial Pension Wise service can help you and we can offer you advice. The information on our website and this guide are not personal advice. The value of your investments can go down as well as up so you could get back less than you invest.

    Find out which option is right for you

    Our guide explains the different ways you can access your pension, the pros and cons of each, plus:

    • Where to consider investing your pension for retirement income
    • What happens to your pension when you die
    • How the ‘Pension Freedom’ rules affect your retirement
    • The value of getting guidance or advice

    What you do with your pension is an important decision that you may not be able to change. You should check you're making the right decision for your circumstances and that you understand your options and the risks. The government's free and impartial Pension Wise service can help you and we can offer you advice. The information on our website and this guide are not personal advice. The value of your investments can go down as well as up so you could get back less than you invest.

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