What are Master Portfolios?
- Master Portfolios are designed to help you get started with investing
- There are five example portfolios depending on your aims and attitude to risk
- The underlying funds are selected by our investment team and run by the best fund managers in their field
- You can tailor each portfolio by changing the percentage invested in each fund according to your own preferences
How do Master Portfolios work?
The portfolios are designed as a starting point, and while each fund is professionally managed, the overall responsibility for selecting and managing the portfolio rests with you. We will send you updates with our latest views on each of the component funds to help you with this.
The portfolios are not personal advice - if you're unsure whether an investment is right for you, contact us for financial advice. All investments fall as well as rise in value - you could get back less than you invest. For this reason we suggest investing for a minimum of five years.
Choose your portfolio style
This aggressive portfolio aims to generate a high level of capital growth by focusing on higher-risk areas like emerging markets and smaller companies.
This medium-risk portfolio aims for a reasonable return with less volatility than more aggressive options.
This defensive portfolio aims for modest growth whilst minimising volatility, though it can still fall in value.
Children usually have a long investment horizon, so this portfolio focuses on higher-risk areas with greater growth potential.
This income portfolio is designed to produce a good level of income with the potential to grow and keep pace with inflation.
How much do you want to invest?
£
£
We amend the number of funds according to the amount you want to invest. This helps to ensure that you have a well-diversified portfolio. Please note, this has not been tailored to your individual circumstances.
Portfolio suggestion
The following funds have been selected by our award-winning research team. They dovetail well together to provide a ready-made, diversified portfolio with exciting growth potential.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team. They dovetail well together to provide a ready-made, diversified portfolio with exciting growth potential.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team. They dovetail well together to provide a ready-made, diversified portfolio with exciting growth potential.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a balanced, ready-made portfolio with good growth potential, but without taking excessive risk.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a balanced, ready-made portfolio with good growth potential, but without taking excessive risk.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a balanced, ready-made portfolio with good growth potential, but without taking excessive risk.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a conservatively balanced portfolio by blending exposure to shares and bonds.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a conservatively balanced portfolio by blending exposure to shares and bonds.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a conservatively balanced portfolio by blending exposure to shares and bonds.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a ready-made, diversified portfolio for children.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a ready-made, diversified portfolio for children.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team to provide a ready-made, diversified portfolio for children.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team with a view to provide an attractive income portfolio. The funds dovetail to provide a ready-made, diversified portfolio with an attractive yield.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team with a view to provide an attractive income portfolio. The funds dovetail to provide a ready-made, diversified portfolio with an attractive yield.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
The following funds have been selected by our award-winning research team with a view to provide an attractive income portfolio. The funds dovetail to provide a ready-made, diversified portfolio with an attractive yield.
You can invest in the portfolio as it stands, but using the sliders you can tailor it to suit your needs. If you want to add additional funds, you can leave a cash weighting which can be invested as you wish.
Please note that the minimum investment into each fund is £100 lump sum or £25 per month.
Please note there is a tiered annual charge to hold funds in our service with a maximum of 0.45% per annum. More on our charges.
HL Multi-Manager Income & Growth includes an underlying holding in Woodford Equity Income, in which dealing is currently suspended. The Multi-Manager fund continues to trade as normal.
HL funds are managed by our sister company HL Fund Managers.
Invest in this portfolio
Print this portfolioChoose an account to invest in:
Stocks & Shares ISA
- Save tax - no capital gains tax and no UK tax to pay on income from your investments
- Access your money at any time
- Invest with a financially secure, FTSE 100 company
The maximum you can invest into an ISA in this tax year is £20,000.
Invest in an ISASIPP (Self Invested Personal Pension)
- Voted Best SIPP Provider eight years running
- Wide investment choice and free fund dealing
- Free research on popular investments
Junior ISA
- Shelter up to £4,368 this tax year
- Opened by a parent or guardian
- Withdrawals can be made after age 18
- Anyone can contribute to a Junior ISA
Fund & Share Account
- Free to hold shares and super low fund charges
- Access your money at any time
- Start investing from as little as £25 per month into funds, FTSE 350 shares and investment trusts
Please remember investments can go down in value as well as up, so you might get back less than you invest. The value of tax savings will depend on your circumstances and tax rules can change over time. If you are unsure of the suitability of any investment for your circumstances please contact us for financial advice.
SIPP (Self Invested Personal Pension)
Award-winning pension with wide investment choice.
Fund & Share Account
Invest outside an ISA or pension with no investment limits.