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Can I change my mind once I've bought an annuity?

Providers may offer a short cooling-off period where you can cancel. But after that, once you have purchased an annuity you cannot normally cancel it, change to a different provider or get your money back.

Therefore it’s important you consider your options and choices carefully and seek professional financial advice if you are uncertain of the suitability of an annuity, or any investment, for your circumstances.

The cooling-off period will be confirmed in the annuity providers’ key features documents, which will be included with your application, or can be requested earlier.

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