Cashback offer available: register and open a new account by 6 February 2026. Terms apply. View the offer.
Latest Savings Rates
Today's savings rates
Pick top rates for an Active Savings Account or HL Cash ISA
Choose from easy access or fixed term options
New banks and rates added frequently
Important information: if you're choosing a fixed rate, make sure you're comfortable with any withdrawal restrictions. If your savings rate is lower than the rate of inflation, the future spending power of your money will reduce. Rates can be added or withdrawn at any time. Tax benefits depend on individual circumstances and ISA rules may change.
Important information: if you're choosing a fixed rate, make sure you're comfortable with any withdrawal restrictions. If your savings rate is lower than the rate of inflation, the future spending power of your money will reduce. Rates can be added or withdrawn at any time. Tax benefits depend on individual circumstances and ISA rules may change.
Learn more about our savings accounts
Active Savings Account
A cash savings account that lets you compare and choose multiple savings rates from a range of banks, in one place. It’s free to use and you can switch between rates at any time with available cash, without the hassle of opening multiple accounts. You can access the funds in your fixed term product at maturity.
Compare and switch between savings rates in minutes
Choose from easy access or fixed term options
New banks and rates added regularly
Cash ISA
A savings account that lets you earn tax-free interest. You can pay in up to £20,000 each tax year. The HL Cash ISA is unique, as you can pick savings rates from multiple banks in one place. There are no fees and you don’t need to open separate accounts.
Get tax-free interest with the only Cash ISA you'll ever need
Compare and switch between savings rates in minutes
Choose from easy access or fixed term options
Active Savings Cashback
To qualify, you must register for the offer and open a new Active Savings account by 6 February 2026.
From the day you open your account, you have up to 60 days to add at least £5,000 by debit card or Pay by Bank. You'll then need to put this into one or more savings products - you can choose the rate and the bank. If you qualify, cashback will be paid into your Active Savings cash hub by 11 April 2026.
Existing HL clients with an investment account still need to register for this offer.
You will not be eligible for the offer if you already have an Active Savings account - this includes accounts with no money in them. This offer does not apply to our Cash ISA. Terms apply.
| Value deposited into savings products | We give you |
|---|---|
| £5,000 - £9,999 | £10 |
| £10,000 - £19,999 | £20 |
| £20,000 - £29,999 | £40 |
| £30,000 - £49,999 | £60 |
| £50,000 - £74,999 | £100 |
| £75,000 or more | £150 |
FAQs
Common questions about savings rates.
AER (Annual Equivalent Rate) shows what the interest rate/ expected profit rate would be if it was paid and compounded once each year. It helps compare the rates on different savings products. Rates on easy access products can change.
Gross means the rate without any tax removed. Interest/profits are paid gross. You are responsible for paying any tax due on interest/profits that exceed your Personal Savings Allowance to HM Revenue & Customs. Tax treatment can change.
Tax free interest/profit in the Cash ISA is paid free of UK income tax. Tax rules can change and their benefits depend on your circumstances.
We don't charge you directly, instead we charge our banking partners. This means the same or similar products offered directly by the banks and building societies may have different interest rates available.
Islamic banks offer an expected profit rate, rather than interest on their savings products, in order to comply with Sharia banking principles. They are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Any eligible deposits up to £120,000 are covered under the FSCS. More about Sharia banking.
The apply date is the last date you can top up a product. The start date of the product is usually two working days after the apply by date. That's the date your money will start earning interest. The start date will always be shown on the product Summary Box.
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown Ltd (company number 2122142).