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Pension calculator

How much might your pension pay? Is it on track? Find out in seconds with this free pension calculator.

Your details and contributions

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Give us a few details to see your results

Hargreaves Lansdown PLC group companies will usually send you further information by post and/or email about our products and services. If you would prefer not to receive this, please do let us know. Your personal data will remain confidential, and will never be passed to any other company, unless required by law.

If you choose to view the results in real terms, your final fund value, potential income and target income will be discounted to show their buying power in today’s money.
This is your gross salary (before any tax, national insurance or other deductions).
This is the current value of any pension savings you have already built up.
This should be the annual pension income you would like to receive when you retire. We will revalue this in line with inflation so its buying power is maintained.
This is the age at which you plan to take an income from your pension, not necessarily the age at which you will stop working.
At retirement, you can normally take up to 25% of your pension as a tax free cash lump sum, although selecting this will reduce the amount available to provide you with an income throughout your retirement.
Please use the +/- buttons to select the percentage or value of your salary YOU contribute to your pension(s). You can change this value to view the effect this has on your pension income.
Please use the +/- buttons to select the percentage or value of your salary YOUR EMPLOYER will contribute to your pension(s).
This lets you choose the intervals at which your retirement income would be paid.
This lets you choose the intervals at which your retirement income would be paid.
This allows you to choose a period for which income is guaranteed to be paid even if you die within that time.
You can change this to choose a pension which rises each year. This will give you a lower income at first, but it will increase each year in retirement.
This can be changed to reflect how much of the retirement income you would like to continue being paid to your spouse/dependant upon your death.
These options reflect the way in which you expect to take your annuity income from your pension when you retire. Changing these options will not affect your pension fund value, but will change the annual income your receive from it.
You can change this to match the charges of your current pension(s). Selecting different levels will allow you to see the impact of higher/lower charges upon your fund.
Use this to change the amount you expect your pension fund to grow each year before you retire.
The rules mentioned are those currently applying and could change in the future. You can normally only access the money from age 55 (57 from 2028). Tax reliefs depend on your circumstances. This website is not personal advice, if you are unsure an investment is right for you, please seek advice.