the value of tax savings depends on individual circumstances and tax rules can change over time. Investments can go down in value as well as up, so a child could get back less than invested. If you are unsure if an investment is right for you or your child, please seek advice.
Transferring existing Junior ISAs to our Vantage Junior Stocks & Shares ISA could provide greater choice and flexibility, and the potential for greater returns - so you can help your little ones make the most of their big ideas.
The Vantage Junior Stocks & Shares ISA is one of the most popular on the market. It offers parents:
Greater freedom - invest in a way that fits your busy life. Choose from ready-made portfolios or a wide range of funds, shares and other investments to suit your attitude to risk. See our Junior ISA investment ideas.
Greater accessibility - manage your child's account online or via our award-winning app while you're on the move. Also see all of your family's accounts in one place, with our Linked Accounts feature.
Greater flexibility – set up regular savings from £25 per month, or make lump sum contributions as and when it suits. Friends and family can also easily contribute online.
Every new Junior ISA also comes with a free Pedro the Penguin money box, designed by Aardman of Wallace & Gromit and Shaun the Sheep fame.
If transferring an existing Junior Stocks & Shares ISA, ensure you understand how the transfer will be made. Some providers don't allow stock transfers, where the account remains invested.
Transferring as cash means any existing investments will be sold, and your child will be out of the market for a period - this may work in their favour if the market falls, but if it rises they won't benefit from any growth while cash is held. More information can be found on the transfer form.