Junior ISA
Charges
Annual account charges
Charges for holding investments or cash in a Junior ISA
| Funds | Free |
| UK Shares | Free |
| Overseas Shares | Free |
| Investment Trusts | Free |
| ETFs | Free |
| Bonds and Gilts | Free |
The investments you choose may have their own charges, such as charges from a particular fund manager. You can find these in each investment’s Key Investor Information Document. A bid/offer spread may also apply - see our Guide to Fund Prices for details.
We do not charge directly for holding cash or for cash transactions, but we do retain some interest to cover our costs for cash management. See Interest Rates
The HL Junior ISA is designed for long-term investing, but you can hold cash while deciding where to invest.
Online dealing charges
| Funds | Free |
| UK Shares | Free |
| Overseas Shares | Free |
| ETFs | Free |
| Bonds and Gilts | Free |
Investing by Direct Debit
| Funds | Free |
| Shares | Free |
| ETFs | Free |
| Investment Trusts | Free |
Telephone and postal dealing
For share trades placed over the phone or by post we charge 1% (minimum £20, maximum £50), plus our usual foreign exchange conversion fees for overseas shares.
Account charges
| Opening an account | Free |
| Closing an account | Free |
| Transfers in | Free |
| Transfers out (as stock or cash) | Free |
| Quarterly statements | Free |
Other charges
Government taxes and levies (per deal)
| UK Stamp Duty | 0.5% on purchases of UK shares (round up to the nearest £5 for residual shares) |
| PTM (Panel on Takeover and Mergers) | £1 on UK share deals over £10,000 |
| Irish Stamp Duty | 1% on purchases of Irish shares |
| French Financial Transactions Tax | 0.3% on purchases of certain French shares |
| Spanish Financial Transactions Tax | 0.2% on purchases of certain Spanish shares |
| Italian Financial Transactions Tax | 0.1% on purchases of certain Italian shares |
Other charges may apply in specific circumstances - see the terms and conditions for details.
I can speak to someone on the phone and everything is explained in a very helpful and easy to understand way.MR HARLEY
Awards
BEST BUY ISA
Boring Money Awards 2023
BEST ONLINE STOCKBROKER
The Personal Finance Awards 2022/2023
INVESTING & PENSIONS GOLD AWARD
Times Money Mentor 2022
Help and support
If you have any questions about the Junior ISA, you can speak to one of our client support experts by calling 0117 900 9000.