Junior ISA
Charges and Interest Rates
Annual account charges
You can see the interest rates paid on any cash held in a Junior ISA here.
Charges for holding investments or cash in a Junior ISA
| Funds | Free |
| UK Shares | Free |
| Overseas Shares | Free |
| Investment Trusts | Free |
| ETFs | Free |
| Bonds and Gilts | Free |
The investments you choose may have their own charges, such as charges from a particular fund manager. You can find these in each investment’s Key Investor Information Document. A bid/offer spread may also apply - see our Guide to Fund Prices for details.
Online dealing charges
| Funds | Free |
| UK Shares | Free |
| Overseas Shares | Free |
| ETFs | Free |
| Bonds and Gilts | Free |
Investing by Direct Debit
| Funds | Free |
| Shares | Free |
| ETFs | Free |
| Investment Trusts | Free |
Telephone and postal dealing
For share trades placed over the phone or by post we charge 1% (minimum £20, maximum £50), plus our usual foreign exchange conversion fees for overseas shares.
Account charges
| Opening an account | Free |
| Closing an account | Free |
| Transfers in | Free |
| Transfers out (as stock or cash) | Free |
| Quarterly statements | Free |
Other charges
Government taxes and levies (per deal)
| UK Stamp Duty Reserve Tax (SDRT)/Stamp Duty | 0.5% on purchases of UK shares. For shares that can't settle electronically, rounded up to the nearest £5 (for purchases worth more than £1,000) |
| PTM (Panel on Takeover and Mergers) | £1.50 on UK share deals over £10,000 |
| Irish Stamp Duty | 1% on purchases of Irish shares |
| French Financial Transactions Tax | 0.3% on purchases of certain French shares |
| Spanish Financial Transactions Tax | 0.2% on purchases of certain Spanish shares |
| Italian Financial Transactions Tax | 0.1% on purchases of certain Italian shares |
Other charges may apply in specific circumstances - see the terms and conditions for details.
Boring Money Awards 2025
Boring Money Awards 2025
Boring Money Awards 2025
Help and support
If you have any questions about the HL Junior ISA, you can speak to one of our UK-based client support experts.