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How to transfer other pensions to your SIPP

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Make your pensions easier to manage

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Please ensure you won't lose valuable guarantees,
benefits or incur excessive exit fees.

If you hold other pensions, transferring them to your Vantage SIPP is easy - you can apply online and we'll do all the legwork for you. Before transferring, please ensure you won't lose any valuable guarantees or benefits or incur excessive exit fees. You should also check whether benefits such as your tax-free cash entitlement are comparable with those offered by your existing pension.

Investments can go down as well as up so there is always a danger that you could get back less than you invest. Nothing here is personalised advice, if unsure you should seek advice.

Which pensions can you transfer?

  • Personal and stakeholder pensions
  • Other SIPPs
  • Pensions in drawdown
  • Retirement Annuity Contracts (RACs)
  • Most Additional Voluntary Contribution plans (AVCs) including Free Standing AVCs
  • Executive Pension Plans (EPPs)
  • Most paid-up occupational money purchase pensions
  • Old protected rights pensions

Transfer now

Apply online today in just a few minutes

To transfer, apply online today and we will arrange the rest of the transfer for you. There are no charges to use our online transfer service.

Most pensions are transferred electronically. If your pension can, we will proceed with the transfer straightaway and there will be no paperwork to complete. The average transfer time is eight working days. If your pension is one of the few that cannot be transferred electronically (the online application will check and confirm this), you will be given a pre-completed form you simply need to sign and return to us freepost. We will then do the rest of the transfer work for you.

Before you transfer, please read the Key Features (including the Important Investment Notes, Transfer Checklist and Common Transfer Declaration). Remember this service is not personal advice.

Unsure where to invest? The Vantage SIPP lets you choose your own investments but there's no need to choose today - we will transfer your pension as cash so you can decide when the transfer completes. This means it will be unaffected by stock market rises or falls for a period.

See our charges

Transfer to the Vantage SIPP