Lynne's story
Lynne uses HL insights to help her manage her pension. She’s able to keep on top of her HL Self-Invested Personal Pension (SIPP) with ease and likes the wide range of investment options.
Please note: This case study is not personal advice. If you’re not sure what’s best for your situation, ask for financial advice.
"I work in education. I have a public sector pension and an HL Self-Invested Personal Pension (SIPP). I wish I'd started a pension sooner because I don’t think the State Pension will be enough to live off. I would have worried if I had to rely solely on the state but thankfully, I have my workplace pension and HL SIPP.
I’ve got five years left before I can retire but I think I’ll work a couple of days a week to keep the structure going. I think it’s too much of a shock just to stop. I’m planning to keep up running, go to the gym, read more, see more family, and spend more time with my dog.
When I’m looking for information to help me manage my account, I go straight to HL’s website. I just think HL are a really good company. I think they’re switched on. They know what they’re doing. They’re a trustworthy company. There’s just something about them that makes you feel safe.
HL has a huge range of investment options. The information is straightforward and accessible which I found quite easy for someone like me who’s not an investment pro."
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Joanna is a sole trader who recently opened an HL Lifetime ISA (LISA) to help her save for retirement.
Christopher used the HL website to help him retire early. With HL he's able to manage all his wealth under one roof, and uses the linked account service to manage his family’s money too.
Philip is now enjoying an early retirement thanks to increasing his pension contributions early on.
Andrew invests monthly to benefit from compound growth. This strategy could turn a small savings pot into a significant amount when left untouched.
Alan uses our tools and research to help him manage his families HL accounts. He also speaks to our knowledgeable helpdesk to get answers to his questions.
Holli, age 33, is self-employed and recently opened an HL Self-Invested Personal Pension (SIPP) to help her save for retirement.
Haydn transferred his pensions to HL to make managing his money easier.