Don't tolerate inactive banks
Earn more with less effort
Choose from more than 80 savings rates from a range of partner banks, all through one simple HL account.
Important information: if you're choosing a fixed rate, make sure you're comfortable with any withdrawal restrictions. Tax benefits depend on individual circumstances and rules can change.
Great Rates. Multiple Banks. One Login.
Access exclusive savings rates from multiple banks, all managed through one simple account.
Tax wrapped options
Save tax-free through a Cash ISA with easy or fixed rates.
Free to open and use
We're paid by partner banks, which means our savings accounts are completely free. Rates may differ from the same or similar products offered directly by banking partners.
One simple account
It's easy to see and manage your cash savings online, all in one place.
Meet our savings accounts
Cash ISA
Pay in up to £20,000 in the 2026/27 tax year, tax free
Pay no UK tax on your interest
Over 20 trusted banking partners
Get consistently competitive easy access and fixed rates
Active Savings
Keep saving with no yearly limit
Interest you earn may be taxed
Over 30 trusted banking partners
Easy access and fixed rate options
Why save with HL?
Get your cash working harder with the UK's #1 investment and savings platform.
Take advantage of new rates without switching platforms
We offer access to more fixed rates than any bank
All of our banking partners are covered by the Financial Services Compensation Scheme (FSCS)
See your savings and investments in one place
Compare the latest savings rates
Compare and pick from today's top rates for an Active Savings Account or HL Cash ISA.
Savings essentials
Read more about cash savings.
FAQs
Common questions about HL Savings.
All of our banking partners are covered by the Financial Services Compensation Scheme (FSCS).
If the banking partner fails, this means up to £120,000 per banking licence is protected.
Money held outside of savings products offered by our banking partners is protected by Financial Conduct Authority (FCA) safeguarding rules.
Yes, you can open both an Active Savings Account and an HL Cash ISA alongside each other.
A Cash ISA lets you grow your money, free from UK tax. As any interest you earn is tax free, you're able to keep and grow more of your money over time.
You can pay in up to £20,000 each tax year.
We've won over 200 awards for our services
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown Ltd (company number 2122142).