We don’t support this browser anymore.
This means our website may not look and work as you would expect. Read more about browsers and how to update them here.

Skip to main content
  • Register
  • Help
  • Contact us

Guide to pension tax relief

GUIDE TO PENSION TAX RELIEF

Every year the government gives billions back to investors as tax relief on their pension contributions. If you’re a UK resident under 75 you can get tax relief, even if you don’t pay tax.

Our straightforward guide isn't personal advice, but it gives a run-down on:

  • How pension tax relief currently works
  • How much you can contribute to maximise tax relief
  • How some high earners could receive up to £72,000 in tax relief
  • Restrictions affecting higher earners

Download my guide now

Please correct the following errors before you continue:

    Existing client? Please log in to your account to automatically fill in the details below.

    Address not shown above? Enter your address manually
    This literature is for UK investors only. We are not authorised to send our literature to areas outside the jurisdiction of UK regulation and will be unable to send this literature to any address in the Channel Islands or outside the UK.




    Loading

    Please confirm that you wish to continue:

    Loading

    This isn’t personal advice, consider taking advice if you’re not sure. You can’t normally access money in a pension until age 55 (57 from 2028) when up to 25% is usually tax free and the rest taxable. Pension and tax rules can change and any benefits will depend on your circumstances.

    Every year the government gives billions back to investors as tax relief on their pension contributions. If you’re a UK resident under 75 you can get tax relief, even if you don’t pay tax.

    Our straightforward guide gives a run-down on:

    • How pension tax relief currently works
    • How much you can contribute to maximise tax relief
    • How some high earners could receive up to £72,000 in tax relief
    • Restrictions affecting higher earners

    This isn’t personal advice, consider taking advice if you’re not sure. You can’t normally access money in a pension until age 55 (57 from 2028) when up to 25% is usually tax free and the rest taxable. Pension and tax rules can change and any benefits will depend on your circumstances.

    HL SIPP awards