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Property or pension?

Property or pension?

With the UK population living longer than ever, it’s arguably never been more vital to pick the ‘best’ way to save for retirement.

Should I invest in a property or a pension? It’s the age-old debate. In this factsheet, which is not personal advice, we identify the key factors to consider including:

  • Capital growth: does history show property is better than a pension?
  • Buy-to-let investing: the factors you should consider before investing in this area
  • Rental income or dividends: which is better?

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    We wrote this factsheet to give you useful information about pensions, but it's not personal advice. Please consider taking advice if unsure. Remember that investments and income can go down as well as up in value, so you could get back less than you put in. You can’t normally access money in a pension until age 55 (57 from 2028). Pension and tax rules can change though, and their benefits depend on your circumstances.

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    Discover the pros and cons of investing in bricks and mortar versus a pension for retirement

    With the UK population living longer than ever, it’s arguably never been more vital to pick the ‘best’ way to save for retirement.

    Should I invest in a property or a pension? It’s the age-old debate. In this factsheet, we identify the key factors to consider including:

    • Capital growth: does history show property is better than a pension?
    • Buy-to-let investing: the factors you should consider before investing in this area
    • Rental income or dividends: which is better?

    Plus, we reveal how to make investing for retirement simpler and more profitable.

    We wrote this factsheet to give you useful information about pensions, but it's not personal advice. Please consider taking advice if unsure. Remember that investments and income can go down as well as up in value, so you could get back less than you put in. You can’t normally access money in a pension until age 55 (57 from 2028). Pension and tax rules can change though, and their benefits depend on your circumstances.

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