Retirement guide for under 40s
The secrets behind financial success in later life
If you’re under 40, saving for retirement might not be at the top of your priority list, but it’s still something that needs your attention- especially if you want to retire on your own terms.
In this guide, we reveal why saving for later life is so important and what you can do today to help get your savings on track.
You’ll learn about:
- How the stock market could help you reach your goals
- How to save tax efficiently using an ISA and pension
- Ways to help boost your pension and useful tools to help
- Different options for choosing your investments
This guide isn’t personal advice. If you choose to invest, you need to be comfortable with the risks involved. All investments can fall as well as rise in value, so you could get back less than you invest. You should also be aware that anything paid into a pension can’t usually be taken out again until at least age 55 (rising to 57 from 2028). Pension and tax rules can change, and the value of any benefits will depend on your circumstances. If you’re unsure what’s right for you please seek personal advice.