A balanced portfolio tends to invest in a mixture of assets, including shares, bonds and cash, from across the globe. This can be a great way to help smooth the ups and downs of the stock market, while still offering the potential for good long-term returns.
It takes time, research and energy to build a diversified portfolio. It should also be monitored and rebalanced on an ongoing basis to make sure the level of risk remains suitable.
If you don’t have the time or inclination to build your own, we think a ready-made portfolio such as the Schroder Managed Balanced Fund could be a good option. It mainly invests in a range of Schroders' own funds, providing broad diversification within a single investment.
The fund is run by long-standing manager Johanna Kyrklund with the support of an experienced and well-resourced team at Schroders. They have generated strong performance over both the short and long term, although this should not be seen as a guide to the future.
| Annual percentage growth | |||||
|---|---|---|---|---|---|
| Mar 2013 -
Mar 2014 |
Mar 2014 -
Mar 2015 |
Mar 2015 -
Mar 2016 |
Mar 2016 -
Mar 2017 |
Mar 2017 -
Mar 2018 | |
| Schroder Managed Balanced | 6.1 | 11.1 | -4.3 | 20.9 | 2.2 |
| IA Mixed Investment Sector 40-85% | 5.6 | 10.4 | -2.9 | 17.6 | 1.6 |
Past performance is not a guide to the future. Source: Lipper IM to 31/03/2018
We think the broad diversification offered by this fund and its low annual management charge (in addition to our platform charge) make it an attractive proposition. In our view this fund is a solid default investment for people in a workplace pension and it continues to feature on the Wealth 150+ of our favourite funds with low charges.
If you'd like to find out more, you can read our full upate here.
Please read the Key Features/ Key Investor Information in addition to the information above.
Find out more about this fund including how to invest
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