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Junior ISA

Transferring Child Trust Funds to a Junior ISA

Give your child a flying start - transfer their CTF to a Junior ISA for more choice and greater control

Download a transfer form

Request a free
information pack

Important information - please remember that the value of investments, and any income from them, can fall as well as rise so your child could get back less than is invested. If you are unsure of the suitability of an investment please seek personal advice. Tax rules can change and the value of any benefits depends on individual circumstances.

Transferring a Child Trust Fund to a Junior ISA gives families more choice over how they invest for younger generations. The greater freedom and flexibility could help give children more opportunity for a flying start in life.

How to transfer - it's as easy as 1-2-3

  1. To ensure you're confident with any decisions you’re making, first read the Key Features and Terms & Conditions including our Tariff of Charges.
  2. Download and complete our one-page transfer form (only the registered contact on the Child Trust Fund can initiate the transfer – to find out who this is contact your current provider).
  3. Return it to us at Freepost HARGREAVES LANSDOWN.
    That's it. We'll look after the rest of the transfer, and we'll also contact the current provider in the event of any delays.

We don't charge to transfer to us, although you should check whether the current provider imposes any exit fees.

To find out where your child's CTF is held, you can visit the HMRC website.

More about our Junior ISA

Download a transfer form now

Why transfer to our Junior Stocks & Shares ISA?

We asked clients who transferred their child's CTF to us what influenced their decision:

  • Greater freedom - choose from ready-made portfolios or a wide range of funds, shares and other investments to suit your attitude to risk. See our Junior ISA investment ideas.

  • Greater accessibility - manage your child's account online or via our app while you're on the move. Also see all of your family's accounts in one place, with our Linked Accounts feature.

  • Greater flexibility – set up regular savings from £25 per month, or make lump sum contributions as and when it suits. Friends and family can also easily contribute online.

See our Junior ISA charges

More about our Junior ISA

Free Pedro the Penguin money boxEvery new Junior ISA also comes with a free Pedro the Penguin money box, designed by Aardman of Wallace & Gromit and Shaun the Sheep fame.

Before transferring...

Ensure you understand how the transfer will be made – whether as cash or stock, where the account remains invested. It's particularly common among CTF providers not to allow stock transfers.

Transferring as cash means any existing investments will be sold, and your child will be out of the market for a period - this may work in their favour if the market falls, but if it rises they won't benefit from any growth while cash is held. More information can be found on the transfer form.

Download a transfer form

Request your information pack - simply enter your details below

Hargreaves Lansdown PLC group companies will usually send you further information by post and/or email about our products and services. If you would prefer not to receive this, please do let us know. Your personal data will remain confidential, and will never be passed to any other company, unless required by law.

Wallace & Gromit and Shaun the Sheep are registered trademarks of Aardman Animations Limited.