Transfer to an HL Cash ISA
Combine your ISAs with our unique Cash ISA
Switch to the only Cash ISA you'll ever need, with the UK's #1 savings and investment platform.
Important information - This is not personal advice. Ask for advice if you’re not sure what’s right for your needs. Tax rules for ISAs can change and their benefits depend on your circumstances. Before transferring, check for any exit fees or loss of benefits.
Important information - This is not personal advice. Ask for advice if you’re not sure what’s right for your needs. Tax rules for ISAs can change and their benefits depend on your circumstances. Before transferring, check for any exit fees or loss of benefits.
Why transfer your ISA to HL?
Pick great savings rates from multiple banks in one place. There are no fees and you don’t need to open separate accounts.
Get more choice and great rates
We've partnered with more than 10 banks so you can pick and mix consistently competitive easy access and fixed rates.
See everything in one place
By accessing multiple banks through one online account, you can switch your savings when your needs change, without opening new accounts.
Feel supported
Our specialised, UK-based Helpdesk are just a phone call away if you have questions about your HL Cash ISA.
How to transfer to an HL Cash ISA
You can’t transfer an external ISA directly to an HL Cash ISA. However, if you first transfer to an HL Stocks and Shares ISA, you can then move any uninvested cash.
This process keeps your money’s tax-free status and won’t affect your annual ISA allowance.
You can request a transfer to the HL Stocks and Shares ISA in minutes by filling out a simple form online.
You don’t need to tell your current provider - we’ll do that for you. And we'll keep you updated on progress. We expect transfers to take two to six weeks.
Already have an HL Stocks and Shares ISA? You can go straight to the next step.
Open a Cash ISA and choose an easy access or limited access savings product to move your money into. You’ll need to add an opening payment of at least £1.
This product is your default savings product which you can change at a later stage if your needs change.
If you’ve fully used this year’s ISA allowance you won’t currently be able to open a new HL Cash ISA. This is because the HL Cash ISA requires an opening payment.
Log in to your account and select your HL Cash ISA. Click on the ‘move money’ tab and follow the steps.
The money you’re transferring will appear in your HL Cash ISA straight away.
Transfer your savings today
Join the thousands who made the switch - more than 98,000 investment and savings accounts transferred to HL.
No charge to hold a Cash ISA
FREE
We don't charge anything when you transfer your accounts to us. Your current provider may charge exit fees, so it's worth checking with them.
And there's no charge to hold a Cash ISA with us, as we charge our banking partners instead.
This means the same or similar products offered directly by the banks and building societies may have different interest rates to those available through the HL Cash ISA.
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Our clients trust us with over £155bn of their savings and investments.
Savings protection
All of our partner banks are FSCS protected.
Award-winning service
Over 200 awards, including 'Best Savings Platform 2024'
How your Cash ISA savings are protected
All of our banking partners are covered by the Financial Services Compensation Scheme (FSCS).
If the banking partner fails, this means up to £85,000 per banking licence is protected.
Money held outside of savings products offered by our banking partners is protected by Financial Conduct Authority (FCA) safeguarding rules.
Cash ISA transfer FAQs
Common questions about transferring to an HL Cash ISA.
Still have more questions about transferring? Read more in our help section or contact our helpdesk.
You can transfer all or part of your ISA, if your current provider allows it. Transferring doesn't count towards your annual ISA allowance.
You can't currently transfer an external ISA directly to an HL Cash ISA.
But if you transfer to an HL Stocks and Shares ISA, you can move any uninvested cash into an HL Cash ISA in moments.
More on transferring to an HL Stocks and Shares ISA
We’re working behind the scenes to make direct transfers possible. Sign up to alerts and be the first to hear when this is available.
We've won over 200 awards for our services
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown Ltd (company number 2122142).